6089 Co Rd 322, Palacios, TX 77465 Property Records

Matagorda County property record for 6089 Co Rd 322, Palacios, TX 77465

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,782 sqft · built 1965
Lot Size2.72 acres (118,483 sqft)
Owner2 Individual Names on File
Last Sale$154,200 (Jul 2013)
Tax Bill$5,825 (2026)
Deeds & MortgagesSep 2023 Mortgage
Dec 2022 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN0350-0203-0001A0

Property Details

APN / Parcel Number

Primary APN0350-0203-0001A0
Alternative APN
  • 21219

Interior

Full Baths3 Baths
Building Area2,782 sqft Living Area
Gross Area4,305 sqft
1st Floor Area2,782 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area118,483 sqft (2.72 acres)
Garage TypeAttached
Garage Area650 sqft
PorchPorch
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0350-0203-0001A0
Street Address6089 COUNTY ROAD 322
CityPALACIOS
StateTX
Zip77465-6227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAB 0350, J NORMAN/R LAWDER, TRACT 2-B, ACRES 2.72, KOCH S/D, SW 1/4 SEC 2 (NEW SURVEY)
Legal SubdivisionTHEODORE F KOCHS SUBDIVISION
Legal Tract2-B
JurisdictionMATAGORDA TX
Township / Civil DivisionPALACIOS
Census Block Group1
Census Block1199
Census Tract730600

Owner

6089 Co Rd 322 is owned by two individuals who bought it in July 2013.

Source: Matagorda County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address211 MAGNUSSON AVE, PALACIOS, TX 77465-3921
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 1, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 30, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 7, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2013 · Amount on File
Deed SaleJul 19, 2013 · Amount on File
Prior SaleJul 31, 2007 · Amount on File
Deed Document Number20133650
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMATAGORDA TX
Property Address6089 COUNTY ROAD 322, PALACIOS, TX 77465-6227
Transaction TypeMortgage
Record UpdatedOct 18, 2023
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6089 COUNTY ROAD 322, PALACIOS, TX 77465-6227
InvestorPossibly a Property Investor

Mortgage

Document Number2023005334
DateSep 8, 2023
Instrument2023-005334
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term239 Months
DueAug 1, 2043

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMATAGORDA TX
Property Address6089 COUNTY ROAD 322, PALACIOS, TX 77465-6227
Transaction TypeMortgage
Record UpdatedJan 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6089 COUNTY ROAD 322, PALACIOS, TX 77465-6227

Mortgage

Document Number2022008214
DateDec 1, 2022
Instrument2022-008214
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term248 Months
DueAug 1, 2043

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMATAGORDA TX
Property Address6089 COUNTY ROAD 322, PALACIOS, TX 77465-6227
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6089 COUNTY ROAD 322, PALACIOS, TX 77465-6227

Mortgage

Document Number2022004499
DateJun 30, 2022
Instrument2022-004499
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term254 Months
DueAug 1, 2043

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMATAGORDA TX
Property Address6089 COUNTY ROAD 322, PALACIOS, TX 77465-6227
Transaction TypeMortgage
Record UpdatedApr 14, 2022
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6089 COUNTY ROAD 322, PALACIOS, TX 77465-6227

Mortgage

Document Number2022001424
DateMar 7, 2022
Instrument2022-001424
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term257 Months
DueAug 1, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 6089 Co Rd 322 was $5,825, up 12.6% from the year before.

Source: Matagorda County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMatagorda County
Unified School DistrictPalacios Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,825.00 (+12.65%)$375,080 (+12.64%) Land $82,360 Building $292,720$375,080 (+12.64%) Land $82,360 Building $292,720
2025$5,171.00$333,000 Land $34,930 Building $298,070$333,000 Land $34,930 Building $298,070
2023$319,020 Land $34,930 Building $284,090$319,020 Land $34,930 Building $284,090
2022$5,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6089 Co Rd 322 in Zone X, an area of moderate flood risk, though there have been 50 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 105 policies
Nearby Flood Policies105 in force
Nearby Flood Claims50 (1980–2025)
Claims Outside the SFHA18 of 50
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Sep 2017 · 14 claims
  • Hurricane Claudette, Jul 2003 · 8 claims
  • Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6089 Co Rd 322 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
500 / 200
TISD
Fixed Wireless
400 / 100
MyJEC.net
Fixed Wireless
25 / 5

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