6089 Baldridge Ct, Frederick, MD 21701 Property Records

Frederick County property record for 6089 Baldridge Ct, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 2,312 sqft · built 1990
Lot Size	0.068 acres (2,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,700 (Jan 2018)
Tax Bill	$4,581 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-278141`

Property Details

APN / Parcel Number

Primary APN	`09-278141`
Alternative APNs	`9278141` `278141`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,552 sqft Living Area
Gross Area	2,792 sqft
1st Floor Area	890 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,975 sqft (0.068 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	278141
Street Address	6089 BALDRIDGE CT
City	FREDERICK
State	MD
Zip	21701-5824
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LT 11 SECT B PLAT 25 2,975 SQ. FT. SPRING RIDGE P.U.D.
Legal Subdivision	SPRING RDG SEC B 25
Legal Lot Number	11
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	3
Census Block	3003
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6089 BALDRIDGE CT, FREDERICK, MD 21701-5824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST BANK
Feb 7, 2022	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Jan 24, 2018	Deed, Transfer · VA Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2018 · Amount on Record
Deed Sale	Jan 24, 2018 · Amount on Record
Prior Sale	Oct 26, 2011 · Amount on Record
Deed Document Number	201812245-0393
Deed Book / Page	12245 / 393
Prior Transfer Date	Jan 16, 2018
Prior Transfer Doc	0122450393
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Sep 9, 2026
Property Address	6089 BALDRIDGE CT, FREDERICK, MD 21701-5824
Document Number	1804000389
Book / Page	18041 / 389
Instrument Date	Sep 2, 2026
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	6089 BALDRIDGE CT, FREDERICK, MD 21701-5824

Mortgage

Document Number	1804000389,
Date	Sep 9, 2026
Book Page	18041/389

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6089 BALDRIDGE CT, FREDERICK, MD 21701-5824
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157100224
Date	Feb 7, 2022
Book Page	15710/224

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Feb 1, 2048

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 24, 2018
Property Address	6089 BALDRIDGE CT, FREDERICK, MD 21701-5824
Document Number	0122450393
Book / Page	12245 / 0393
Map Reference	MB43 PG147
Instrument Date	Jan 16, 2018
Instrument	12245-0393
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,186.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6089 BALDRIDGE CT, FREDERICK, MD 21701-5824

Mortgage

Document Number	0122450399
Date	Jan 24, 2018
Instrument	12245-0399

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,300 (+21.19%)	$416,900 (+21.51%) Land $125,000 Building $291,900
2025	$4,581.00 (+18.04%)
2023	$3,881.00	$323,700	$343,100 Land $115,000 Building $228,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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