60883 SW Headwaters Loop, Bend, OR 97702 Property Records

Deschutes County property record for 60883 SW Headwaters Loop, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3,054 sqft · built 2020
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,177,600 (Oct 2022)
Tax Bill	$7,718 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181113-CA-04300`

Property Details

APN / Parcel Number

Primary APN	`181113-CA-04300`
Alternative APN	`277981`

Interior

Stories	2 Stories
Building Area	3,054 sqft
Gross Area	844 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Account Number	277981
Street Address	60883 SW HEADWATERS LOOP
City	BEND
State	OR
Zip	97702-3464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	RIVER VALE LOT 51
Legal Range	11
Legal Township	18
Legal Section	13
Legal Subdivision	RIVER VALE
Legal Lot Number	51
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2025
Census Tract	2103

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	60883 SW HEADWATERS LOOP, BEND, OR 97702-3464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Jun 17, 2022	Intrafamily Transfer, Transfer
Aug 13, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Aug 13, 2020 · Amount on Record
Deed Document Number	202237966
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 18, 2022
Property Address	60883 SW HEADWATERS LOOP, BEND, OR 97702-3464
Document Number	0000037966
Map Reference	CAB I PG 572
Instrument Date	Oct 13, 2022
Instrument	2022-37966
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15320 SE MINERVA RD, PORTLAND, OR 97267-4129

Mortgage

Document Number	0000037967
Date	Oct 18, 2022
Instrument	2022-37967

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Jun 17, 2022
Property Address	60883 SW HEADWATERS LOOP, BEND, OR 97702-3464
Document Number	0000024289
Map Reference	CAB I PG 572
Instrument Date	Jun 16, 2022
Instrument	2022-24289
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	60868 SW DEER CREEK PL, BEND, OR 97702-3315

August 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 13, 2020
Property Address	60883 SW HEADWATERS LOOP, BEND, OR 97702-3464
Document Number	0000040365
Map Reference	CAB I PG 572
Instrument Date	Jul 13, 2020
Instrument	2020-40365
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	60883 SW HEADWATERS LOOP, BEND, OR 97702-3464
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040366
Date	Aug 13, 2020
Instrument	2020-40366

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,718.00 (+3.93%)	$456,840 (+3%)	$1,280,360 (+0.67%) Land $491,790 Building $788,570
2024	$7,426.00 (+7.87%)	$443,540 (+3%)	$1,271,890 (+7.78%) Land $506,400 Building $765,490
2023	$6,884.00	$430,630	$1,180,130 Land $467,000 Building $713,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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