6086 Cedar Fork Rd, Ruther Glen, VA 22546 Property Records

Caroline County property record for 6086 Cedar Fork Rd, Ruther Glen, VA 22546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,412 sqft · built 2003
Lot Size	14 acres (613,848 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jan 2022)
Tax Bill	$2,289 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`66-10-6`

Property Details

APN / Parcel Number

Primary APN	`66-10-6`
Alternative APNs	`066 10 6` `22550`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,412 sqft Living Area
Gross Area	3,492 sqft
1st Floor Area	1,412 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	613,848 sqft (14 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	1,500 sqft
Carport	Carport
Carport Area	1,500 sqft
Pole Barn	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	22550
Street Address	6086 CEDAR FORK RD
City	RUTHER GLEN
State	VA
Zip	22546-2624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	CEDAR FORK SUBDIVISION LOT 6 5882 CEDAR FORK ROAD FCC TOWER #1208507 PLAT B-179 A&B
Legal Subdivision	CEDAR FORK SUBDIVISION
Legal Lot Number	6
Jurisdiction	CAROLINE VA
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3038
Census Tract	30502

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6086 CEDAR FORK RD, RUTHER GLEN, VA 22546-2624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Mar 16, 2021	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Oct 3, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 26, 2018	Grant Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Prior Sale	Mar 16, 2021 · Amount on Record
Deed Document Number	2022371
Deed Book / Page	1483 / 234
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAROLINE VA
Recording Date	Jan 21, 2022
Property Address	6086 CEDAR FORK RD, RUTHER GLEN, VA 22546-2624
Document Number	0001483234
Book / Page	1483 / 234
Map Reference	CAB 4 PG 160C
Instrument Date	Jan 20, 2022
Instrument	220000371
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6086 CEDAR FORK RD, RUTHER GLEN, VA 22546-2624

Mortgage

Document Number	0220000372
Date	Jan 21, 2022
Instrument	220000372

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE VA
Recording Date	Mar 16, 2021
Property Address	6086 CEDAR FORK RD, RUTHER GLEN, VA 22546-2624
Document Number	1427112
Book / Page	1427 / 112
Map Reference	CAB 8 PG 179A&B
Instrument Date	Mar 9, 2021
Instrument	210001581
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6086 CEDAR FORK RD, RUTHER GLEN, VA 22546-2624

Mortgage

Document Number	210001582
Date	Mar 16, 2021
Instrument	210001582

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	6086 CEDAR FORK RD, RUTHER GLEN, VA 22546-2624
Document Number	1352638
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	AMROCK INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6086 CEDAR FORK RD RUTHER GLEN VA 225462624, RUTHER GLEN, VA 22546-2624

Mortgage

Document Number	1352638
Date	Oct 9, 2019
Book Page	001352/000638
Instrument	3611

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAROLINE VA
Recording Date	Jul 26, 2018
Property Address	6086 CEDAR FORK RD, RUTHER GLEN, VA 22546-2624
Document Number	131372
Book / Page	001313 / 000072
Instrument Date	Jul 23, 2018
Instrument	2766
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	MBH SETTLEMENT GROUP LC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6086 CEDAR FORK RD RUTHER GLEN VA 225462624, RUTHER GLEN, VA 22546-2624

Mortgage

Document Number	131376
Date	Jul 26, 2018
Book Page	001313/000076
Instrument	2767

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,289.00 (-99.25%)	$394,700 Land $91,500 Building $303,200
2025	$303,919.00		$394,700 Land $91,500 Building $303,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

6086 Cedar Fork Rd, Ruther Glen, VA 22546 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Cedar Fork Rd

Nearby Streets

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