6085 Fenwick Rd, Bryans Road, MD 20616 Property Records

Charles County property record for 6085 Fenwick Rd, Bryans Road, MD 20616

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,982 sqft · built 2004
Lot Size	3.3 acres (143,748 sqft)
Owner	Individual Name on File
Last Sale	$377,000 (Nov 2018)
Tax Bill	$19,263 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-045786`

Property Details

APN / Parcel Number

Primary APN	`07-045786`
Alternative APNs	`7045786` `045786`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,982 sqft Living Area
Gross Area	4,442 sqft
1st Floor Area	1,544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	143,748 sqft
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	564 sqft
Shed	1 Shed
Shed Area	684 sqft
Gazebo	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	045786
Street Address	6085 FENWICK RD
City	BRYANS ROAD
State	MD
Zip	20616-3144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LOT 1 = 3.304 AC MURPHY-BILES SUB
Legal Subdivision	MURPHY-BILES SUB
Legal Block	2
Legal Lot Number	1
Jurisdiction	CHARLES MD
Township / Civil Division	7, POMONKEY
Census Block Group	2
Census Block	2002
Census Tract	850101

Owner

6085 Fenwick Rd is owned and occupied by an individual who bought it in November 2018.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	6085 FENWICK RD, BRYANS ROAD, MD 20616-3144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Jan 20, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Nov 14, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2018 · Amount on File
Deed Sale	Nov 14, 2018 · Amount on File
Prior Sale	Dec 11, 2002 · Amount on File
Deed Book / Page	10454 / 188
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6085 FENWICK RD, BRYANS ROAD, MD 20616-3144
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0115210398
Date	Jan 4, 2021
Book Page	11521/398

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6085 FENWICK RD, BRYANS ROAD, MD 20616-3144
Document Number	0110560311
Instrument Date	Jan 20, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6085 FENWICK RD BRYANS ROAD MD 206163144, BRYANS ROAD, MD 20616-3144

Mortgage

Document Number	0110560311
Date	Mar 20, 2020
Book Page	011056/000311

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Nov 14, 2018
Property Address	6085 FENWICK RD, BRYANS ROAD, MD 20616-3144
Document Number	0104540188
Book / Page	010454 / 000188
Instrument Date	Oct 25, 2018
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$377.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	6085 FENWICK RD BRYANS ROAD MD 206163144, BRYANS ROAD, MD 20616-3144

Mortgage

Document Number	104540194
Date	Nov 14, 2018
Book Page	010454/000194

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6085 Fenwick Rd was $19,263.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$687,667	$726,400 Land $141,900 Building $584,500
2025	$19,263.00
2023	$6,583.00	$469,900	$668,300 Land $96,900 Building $571,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6085 Fenwick Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (2003–2020)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6085 Fenwick Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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