6085 E State Hwy 20, Lucerne, CA 95458 Property Records

Lake County property record for 6085 E State Hwy 20, Lucerne, CA 95458

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,038 sqft · built 1950
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$1,874 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`034-111-120-000`

Property Details

APN / Parcel Number

Primary APN	`034-111-120-000`
Alternative APN	`034-111-12`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,038 sqft Living Area
1st Floor Area	1,038 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Concrete
Lot Area	9,148 sqft (0.21 acres)
View / Lot	Lake
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	034-111-12
Street Address	6085 E STATE HIGHWAY 20
City	LUCERNE
State	CA
Zip	95458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Subdivision	LUCERNE
Legal Block	1
Legal Lot Number	L
Jurisdiction	LAKE CA
Township / Civil Division	LUCERNE-CLEARLAKE OAKS
Census Block Group	1
Census Block	1130
Census Tract	501

Owner

Source: Lake County records · APN 034-111-120-000

Assessment roll updated October 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 175, LUCERNE, CA 95458-0175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Apr 18, 2018
Property Address	6085 E STATE HIGHWAY 20, LUCERNE, CA 95458
Document Number	0000004852
Instrument Date	Apr 11, 2018
Instrument	4852
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$145.75
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 175 LUCERNE CA 954580175, LUCERNE, CA 95458-0175

Mortgage

Document Number	4853
Date	Apr 18, 2018
Instrument	4853

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2048

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated October 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Elementary School District	Lucerne Elementary School District (KG - 08)
Secondary School District	Upper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,874.00 (-10.55%) Homeowner's exemption	$150,756 (+4.04%) Land $104,677 Building $46,079
2023	$2,095.00 (+34.47%) Homeowner's exemption	$144,904 Land $100,613 Building $44,291
2022	$1,558.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 9, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,331.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Feb 2024 · Severe Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 5 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims Severe Storms & Flooding, Mar 1986 · 3 claims

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20

Based on FCC filings for 436 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LUCERNE WATER CO. - CAL WATER SERVICE private · serves 2,312 people
Water Source	Surface water
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.