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6085 Bermuda Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 6085 Bermuda Dr, Fleming Island, FL 32003 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,526 sqft · built 1989
Lot Size0.254 acres (11,107 sqft)
OwnerIndividual Name on File
Last Sale$345,000 (Sep 2025)
Tax Bill$4,100 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN37-05-26-014609-156-00

Property Details

APN / Parcel Number

Primary APN37-05-26-014609-156-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,526 sqft Heated Area
Gross Area2,159 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,107 sqft (0.254 acres)
Lot Dimensions134 ft deep x 83 ft wide
Garage Area440 sqft

Exterior Amenities

PorchPorch
Porch Area25 sqft
Patio Area168 sqft
Storage Building25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address6085 BERMUDA DR
CityFLEMING ISLAND
StateFL
Zip32003-8319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLK 4 ISLAND FOREST AS REC O R 4965 PG 773
Legal Range26
Legal Township05
Legal Section37
Legal SubdivisionISLAND FOREST
Legal Block4
Legal Lot Number8
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3011
Census Tract30701

Owner

Source: Clay County records · APN 37-05-26-014609-156-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6085 BERMUDA DR, FLEMING ISLAND, FL 32003-8319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 02, 2025 · Amount on Record
Deed SaleSep 02, 2025 · Amount on Record
Deed Document Number2025041424
Deed Book / Page4965 / 773
Record UpdatedJun 08, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateSep 02, 2025
Property Address6085 BERMUDA DR, FLEMING ISLAND, FL 32003-8319
Document Number0049650773
Book / Page4965 / 773
Map ReferenceMB 18 PG 5-11
Instrument DateAug 28, 2025
Instrument2025041424
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1871 COUNTY ROAD 209B, GREEN COVE SPRINGS, FL 32043-9410

Transferred To (Grantee/Buyer)

NameVerified Name
Address6085 BERMUDA DR, FLEMING ISLAND, FL 32003-8319

Mortgage

Document Number0004965775
DateSep 02, 2025
Instrument4965/775
Lender
NameWARWICK FUNDING I LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,100.00 (+212.5%)$268,821 (+111.64%) Land $50,000 Building $218,821$268,821 (+1.13%) Land $50,000 Building $218,821
2024$1,312.00 (-17.85%) Homeowner's exemption$127,019 (+3%)$265,816 (+3.24%) Land $50,000 Building $215,816
2023$1,597.00 (+11.6%) Homeowner's exemption$123,320 (+3%)$257,476 (+9.67%) Land $50,000 Building $207,476
2022$1,431.00 Homeowner's exemption$119,729$234,763 Land $40,000 Building $194,763

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 81 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims47 (1992–2022)
Claims Outside the SFHA24 of 47
Most Recent ClaimNov 2022, tidal / storm surge, Hurricane Nicole
Claims By Storm
  • Hurricane Irma, Sep 2017 · 25 claims
  • Tropical Storm Debby, Jul 2012 · 2 claims
  • Hurricane Frances, Sep 2004 · 12 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: IQ Fiber Intermediate Holdings, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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