6084 Olson Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 6084 Olson Rd, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,365 sqft · built 1910
Lot Size	1.61 acres (70,132 sqft)
Owner	Individual Name on Record
Last Sale	$860,000 (Dec 2025)
Tax Bill	$4,911 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`559250`

Property Details

APN / Parcel Number

Primary APN	`559250`
Alternative APNs	`390124 015508 0000` `610620` `87946`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,365 sqft Living Area
1st Floor Area	948 sqft
2nd Floor Area	417 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Metal
Lot Area	70,132 sqft (1.61 acres)

Exterior Amenities

Porch	Porch
Porch Area	456 sqft
Deck Area	288 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	610620
Street Address	6084 OLSON RD
City	FERNDALE
State	WA
Zip	98248-8520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	W 150 FT OF N 560 FT OF N 1/2 NW NW-LESS RDS
Legal Range	01
Legal Township	39
Legal Section	24
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2004
Census Tract	10503

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6084 OLSON RD, FERNDALE, WA 98248-8520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer · VA Mortgage NBKC BANK
Oct 21, 2020	Deed of Trust, Mortgage · VA Mortgage UMPQUA BK
Mar 12, 2019	Warranty Deed, Construction Loan · Line of Credit GRACE BORSARI
Aug 31, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO/WA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Aug 5, 2024 · Amount on Record
Deed Document Number	2025-1202628
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 30, 2025
Property Address	6084 OLSON RD, FERNDALE, WA 98248-8520
Document Number	0001202628
Instrument Date	Dec 23, 2025
Instrument	2025-1202628
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,368.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6084 OLSON RD, FERNDALE, WA 98248-8520

Mortgage

Document Number	0001202629
Date	Dec 30, 2025
Instrument	2025-1202629

Lender

Name	NBKC BANK
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	6084 OLSON RD, FERNDALE, WA 98248-8520
Document Number	2201004886
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6084 OLSON RD FERNDALE WA 982488520, FERNDALE, WA 98248-8520

Mortgage

Document Number	2201004886
Date	Oct 27, 2020
Instrument	1004886

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

March 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 12, 2019
Property Address	6084 OLSON RD, FERNDALE, WA 98248-8520
Document Number	2190300960
Instrument Date	Feb 27, 2019
Instrument	300960
Transaction Type	Construction Loan
Record Updated	Mar 20, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$9,884.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6084 OLSON RD FERNDALE WA 982488520, FERNDALE, WA 98248-8520

Mortgage

Document Number	2190300961
Date	Mar 12, 2019
Instrument	300961

Lender

Name	GRACE BORSARI
Address	1680 W BAKERVIEW RD, BELLINGHAM, WA 98226-9181

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 11, 2020

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 31, 2017
Property Address	6084 OLSON RD, FERNDALE, WA 98248-8520
Document Number	2170803788
Instrument Date	Aug 24, 2017
Instrument	803788
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO/WA

Transaction

Amount	Amount Recorded
Tax	$9,617.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6084 OLSON RD FERNDALE WA 982488520, FERNDALE, WA 98248-8520

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,911.00 (-3.19%)	$630,648 (-3.19%) Land $283,069 Building $347,579	$630,648 (-3.19%) Land $283,069 Building $347,579
2024	$5,073.00 (+54.95%)	$651,411 (+35.05%) Land $317,200 Building $334,211	$651,411 (+35.05%) Land $317,200 Building $334,211
2022		$482,363 Land $98,329 Building $384,034	$482,363 Land $98,329 Building $384,034
2021	$3,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Pogozone powered by Neubeam, Xfinity.

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