Okaloosa County property record for 6082 Gibson Rd, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,652 sqft · built 2003 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,123 (2025) |
| Deeds & Mortgages | Sep 2019 Line of Credit Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-7147-9 |
| Primary APN | C56-000-596-7147-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,652 sqft Heated Area |
| Gross Area | 3,933 sqft |
| 1st Floor Area | 1,884 sqft |
| Upper Floors Area | 768 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Finished |
| Garage Area | 632 sqft |
| Porch | Open Porch |
| Porch Area | 549 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 6082 GIBSON RD |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT INT OF S R/W ST HWY 4 AND W LINE OF NE1/4 OF SW1/4 S 1037FT E 210FT N 1037FT TO S R/W W ALG R/W 210FT TO POB |
| Legal Range | 25 |
| Legal Township | 04N |
| Legal Section | 25 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 20102 |
6082 Gibson Rd is owned and occupied by two individuals who acquired it in November 2024.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6082 GIBSON RD, BAKER, FL 32531-8716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Transfer Date | Nov 20, 2024 |
| Transfer Doc | 0003723730 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 6082 GIBSON RD, BAKER, FL 32531-8716 |
| Document Number | 0034190537 |
| Instrument Date | Sep 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 6082 GIBSON RD BAKER FL 325318716, BAKER, FL 32531-8716 |
| Document Number | 0034190537 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 003419/000537 |
| Instrument | 3304952 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 6082 GIBSON RD, BAKER, FL 32531-8716 |
| Document Number | 0032844495 |
| Book / Page | 003284 / 004495 |
| Instrument Date | Jan 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6082 GIBSON RD BAKER FL 325318716, BAKER, FL 32531-8716 |
| Document Number | 0032844495 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 003284/004495 |
| Instrument | 3114089 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 23, 2032 |
The 2025 property tax bill for 6082 Gibson Rd was $2,123 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,123.00 Homeowner's exemption | $246,918 | $408,603 Land $32,024 Building $376,579 |
| 2023 | $2,002.00 (+2.25%) Homeowner's exemption | $232,970 (+3%) | $392,987 (+7.74%) Land $27,207 Building $365,780 |
| 2022 | $1,958.00 Homeowner's exemption | $226,184 | $364,752 Land $25,427 Building $339,325 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6082 Gibson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6082 Gibson Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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