608 Willow Ct, Horace, ND 58047 Property Records

Cass County property record for 608 Willow Ct, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,039 sqft · built 1988
Lot Size	0.17 acres (7,321 sqft)
Owner	2 Individual Names on Record
Tax Bill	$861 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-0810-00280-020`

Property Details

APN / Parcel Number

Primary APN	`15-0810-00280-020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,039 sqft Living Area
Basement Area	675 sqft
Finished Basement	675 sqft
Unfinished Basement	675 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,321 sqft (0.17 acres)
Garage Type	Attached
Garage Area	836 sqft
Porch	Slab
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	608 WILLOW CT
City	HORACE
State	ND
Zip	58047-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 2 BLOCK: 2 ADDITION: SHEYENNE COUNTRY ESTATES REPLAT BLOCKS 6&7 ADDITIONAL: SHEYENNE COUNTRY ESTATES LOT 1 BLK 2 E 17'
Legal Subdivision	SHEYENNE
Legal Block	2,6
Legal Lot Number	1-2
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	1
Census Block	1039
Census Tract	40503

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	608 WILLOW CT, HORACE, ND 58047-4506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Feb 1, 2023	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jul 22, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Nov 5, 2018	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	608 WILLOW CT, HORACE, ND 58047-4506
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, ORTRIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001742708
Date	Sep 12, 2025
Instrument	1742708

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	608 WILLOW CT, HORACE, ND 58047-4506
Transaction Type	Mortgage
Record Updated	Apr 12, 2023
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001683914
Date	Feb 1, 2023
Instrument	1683914

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	608 WILLOW CT, HORACE, ND 58047-4506
Transaction Type	Mortgage
Record Updated	Sep 30, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001671153
Date	Jul 22, 2022
Instrument	1671153

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Sep 1, 2046

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	608 WILLOW CT, HORACE, ND 58047-4506
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	FM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001551031
Date	Nov 5, 2018
Instrument	1551031

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$861.00 (-11.42%)	$122,950 (+2.63%) Land $15,300 Building $107,650	$245,900 (+2.63%) Land $30,600 Building $215,300
2023	$972.00	$119,800 Land $15,300 Building $104,500	$239,600 Land $30,600 Building $209,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORACE serves 1,641 people · EPA ID ND0900488
Water Source	Purchased surface water from CASS RURAL WATER DISTRICT FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fiber, Fixed Wireless in parts of the area	1,250 / 250
Sparklight Fiber	1,000 / 50

May also be available: Verizon.

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