608 Willow Bend, Lathrop, CA 95330 Property Records

San Joaquin County property record for 608 Willow Bend, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,631 sqft · built 2023
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on Record
Last Sale$717,000 (Aug 2023)
Tax Bill$10,776 (2026)
Deeds & MortgagesFeb 2026 Mortgage
Aug 2023 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN192-160-530-000

Property Details

APN / Parcel Number

Primary APN192-160-530-000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,631 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleL-Shape
Construction TypeWood
Lot Area3,920 sqft (0.09 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address608 WILLOW BND
CityLATHROP
StateCA
Zip95330-8167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 70 STANFORD CROSSING-PHASE 1B 4018
Legal SubdivisionSTANFORD CROSSING-PHASE 1B
Legal Block3
Legal Lot Number70
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group3
Census Block3040
Census Tract5119

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address54 W PHENIZY AVE, TRACY, CA 95391-8267
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Intrafamily Transfer, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Aug 25, 2023Grant Deed, Subdivision Related Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2023 · Amount on Record
Deed SaleAug 25, 2023 · Amount on Record
Deed Document Number202367733
Last Transfer DateFeb 23, 2026
Transfer Doc0000015244
Record UpdatedOct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateFeb 25, 2026
Property Address608 WILLOW BND, LATHROP, CA 95330-8167
Document Number0000015244
Map ReferenceMB 43 PG 174
Instrument DateFeb 23, 2026
Instrument2026-015244
Transaction TypeTransfer
Record UpdatedMar 11, 2026
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address54 W PHENIZY AVE, MOUNTAIN HOUSE, CA 95391-8267

Mortgage

Document Number0000015245
DateFeb 25, 2026
Instrument2026-015245
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

August 2023: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 25, 2023
Property Address608 WILLOW BND, LATHROP, CA 95330-8167
Document Number0000067733
Map ReferenceMB 43 PG 174
Instrument DateAug 4, 2023
Instrument2023-067733
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 5, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address54 W PHENIZY AVE, MOUNTAIN HOUSE, CA 95391-8267

Mortgage

Document Number0000067734
DateAug 25, 2023
Instrument2023-067734
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,776.00 (-3.08%)
2025$11,119.00 (+126.83%)$731,053 (+277.22%) Land $219,300 Building $511,753
2023$4,902.00 (+7.74%)$193,800 Land $193,800$629,370
2022$4,550.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimApr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Ayera Technologies
Fixed Wireless
120 / 40
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Matrix Broadband, unWired Broadband, Verizon.

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