608 W 5th St, Cheney, WA 99004 Property Records

Spokane County property record for 608 W 5th St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,378 sqft · built 2000
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$259,000 (Aug 2004)
Tax Bill	$4,711 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13144.0912`

Property Details

APN / Parcel Number

Primary APN	`13144.0912`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,378 sqft Living Area
Gross Area	4,444 sqft
1st Floor Area	1,238 sqft
2nd Floor Area	1,140 sqft
Basement Area	1,206 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	120 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	196 sqft
Deck Area	196 sqft
Canopy	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	608 W 5TH ST
City	CHENEY
State	WA
Zip	99004-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	CHENEY RANGES ADD TO TOWN E5FT OF L10 & ALL LOTS 11 & 12 B 8
Legal Range	41E
Legal Township	23N
Legal Section	14
Legal Subdivision	CHENEY RANGES ADD
Legal Block	8
Legal Lot Number	11,12
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	1
Census Block	1013
Census Tract	14002

Owner

608 W 5th St is owned and occupied by two individuals who bought it in August 2004.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	608 W 5TH ST, CHENEY, WA 99004-1305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2004 · Amount on File
Deed Sale	Aug 17, 2004 · Amount on File
Prior Sale	Apr 30, 2001 · Amount on File
Deed Document Number	20045112180
Prior Transfer Date	Mar 13, 2001
Prior Transfer Doc	0004581180
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	608 W 5TH ST, CHENEY, WA 99004-1305
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007478946
Date	Mar 31, 2026
Instrument	7478946

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 608 W 5th St was $4,711, up 0.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,711.00 (+0.36%)	$428,100 (+1.18%) Land $90,000 Building $338,100	$428,100 (+1.18%) Land $90,000 Building $338,100
2025	$4,694.00	$423,100 (-5.37%) Land $85,000 Building $338,100	$423,100 (-5.37%) Land $85,000 Building $338,100
2024		$447,100 (+29.82%) Land $85,000 Building $362,100	$447,100 (+29.82%) Land $85,000 Building $362,100
2023	$3,743.00 (-1.84%)	$344,400 Land $50,000 Building $294,400	$344,400 Land $50,000 Building $294,400
2022	$3,813.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 608 W 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 608 W 5th St is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 63% of Washington
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
DCI Cable	1,000 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

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