St. Charles County property record for 608 Timberidge Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,486 sqft · built 1987 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,600 (Jan 2021) |
| Tax Bill | $5,311 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A870002944 |
| Primary APN | A870002944 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,486 sqft Living Area |
| Gross Area | 4,363 sqft |
| 1st Floor Area | 1,425 sqft |
| Basement Area | 1,347 sqft |
| Finished Basement | 998 sqft |
| Unfinished Basement | 349 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 155 sqft |
| Deck Area | Deck Area |
| Patio Area | 188 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A870002944 |
|---|---|
| Street Address | 608 TIMBERIDGE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEWOOD EST LOT 3 |
| Legal Subdivision | RIDGEWOOD EST |
| Legal Lot Number | 3 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 310903 |
Source: St. Charles County records · APN A870002944
Assessment roll updated August 13, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 608 TIMBERIDGE DR, SAINT CHARLES, MO 63303-3101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 08, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OAKSTAR BANK NA |
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP |
| Jan 20, 2021 | Quit Claim Deed, Transfer AMERICAN MTG CORP |
| Jan 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE CORP |
| Apr 17, 2019 | Warranty Deed, Transfer · Construction Mortgage ARDAMAN S NANDA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 20, 2021 · Amount on Record |
| Deed Sale | Jan 20, 2021 · Amount on Record |
| Prior Sale | Jan 14, 2020 · Amount on Record |
| Deed Document Number | 20215412 |
| Prior Transfer Date | Jan 11, 2021 |
| Prior Transfer Doc | 2021R005412 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 608 TIMBERIDGE DR, SAINT CHARLES, MO 63303-3101 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 608 TIMBERIDGE DR, SAINT CHARLES, MO 63303-3101 |
| Document Number | 0000008826 |
|---|---|
| Date | Mar 08, 2024 |
| Instrument | 2024R-008826 |
| Name | OAKSTAR BANK NA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, MO 65668 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 608 TIMBERIDGE DR, SAINT CHARLES, MO 63303-3101 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000102102 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021R-102102 |
| Name | AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 20, 2021 |
| Property Address | 608 TIMBERIDGE DR, SAINT CHARLES, MO 63303-3101 |
| Document Number | 0000005412 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 5412 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2021 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 608 TIMBERIDGE DR ST CHARLES MO 633033101, ST CHARLES, MO 63303-3101 |
| Document Number | 5413 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 5413 |
| Name | AMERICAN MTG CORP |
|---|---|
| Address | SAINT LOUIS, MO 63114 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 19, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 14, 2020 |
| Property Address | 608 TIMBERIDGE DR, SAINT CHARLES, MO 63303-3101 |
| Document Number | 0072151689 |
| Book / Page | 7215 / 1689 |
| Map Reference | MB 26 PG 38 |
| Instrument Date | Jan 09, 2020 |
| Instrument | 20200114000025700 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 608 TIMBERIDGE DR, 608, SAINT CHARLES, MO 63303-3101 |
| Name | Verified Name |
|---|---|
| Address | 608 TIMBERIDGE DR, SAINT CHARLES, MO 63303-3101 |
| Investor | Possibly a Property Investor |
| Document Number | 20200114000025720 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 20200114000025720 |
| Name | AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 17, 2019 |
| Property Address | 608 TIMBERIDGE DR, SAINT CHARLES, MO 63303-3101 |
| Document Number | 0070601155 |
| Book / Page | 007060 / 001155 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 174990 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 34 N BRENTWOOD BIVD #205 CLAYTON MO 63105, 205, CLAYTON, MO 63105 |
| Investor | Possibly a Property Investor |
| Document Number | 70601157 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 007060/001157 |
| Instrument | 175000 |
| Name | ARDAMAN S NANDA |
|---|---|
| Address | 1250 S MASON RD, ST LOUIS, MO 63131-1027 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 16, 2020 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,311.00 (+6.39%) | $85,042 (+8.99%) | $447,592 (+8.99%) Land $80,000 Building $367,592 |
| 2024 | $4,992.00 | ||
| 2023 | $78,029 | ||
| 2022 | $410,677 Land $72,000 Building $338,677 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 75 (1979–2020) |
| Claims Outside the SFHA | 1 of 75 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 328 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES PWS serves 78,961 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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