608 Thornridge Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 608 Thornridge Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,353 sqft · built 2000
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on File
Last Sale	$242,210 (Jun 2000)
Tax Bill	$5,013 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T001700530`

Property Details

APN / Parcel Number

Primary APN	`T001700530`
Alternative APN	`4-0036-8337-00-0341.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,353 sqft Living Area
Gross Area	4,552 sqft
1st Floor Area	2,030 sqft
Basement Area	2,018 sqft
Finished Basement	1,323 sqft
Unfinished Basement	695 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T001700530
Street Address	608 THORNRIDGE DR
City	O FALLON
State	MO
Zip	63368-3797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWTHORNE VLG LOT 341
Legal Subdivision	HAWTHORNE VLG
Legal Lot Number	341
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1001
Census Tract	311153

Owner

608 Thornridge Dr is owned by a company that acquired it in March 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	608 THORNRIDGE DR, O FALLON, MO 63368-3797
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage GOLDEN OAK LNDG
Mar 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 26, 2017	Warranty Deed, Transfer MIDWEST BANKCENTRE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2000 · Amount on File
Deed Sale	Jun 2, 2000 · Amount on File
Deed Document Number	200032841
Deed Book / Page	2401 / 864
Last Transfer Date	Mar 21, 2020
Transfer Doc	0072581033
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	608 THORNRIDGE DR, O FALLON, MO 63368-3797
Document Number	0000002572
Instrument Date	Dec 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 THORNRIDGE DR O FALLON MO 633683797, O FALLON, MO 63368-3797

Mortgage

Document Number	0000002572
Date	Jan 11, 2021
Instrument	2572

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 30, 2020
Property Address	608 THORNRIDGE DR, O FALLON, MO 63368-3797
Document Number	0072581033
Book / Page	007258 / 001033
Instrument Date	Mar 21, 2020
Instrument	193830
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	608 THORNRIDGE DR O FALLON MO 633683797, O FALLON, MO 63368-3797

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 26, 2017
Property Address	608 THORNRIDGE DR, O FALLON, MO 63368-3797
Document Number	0068131221
Book / Page	006813 / 001221
Instrument Date	Sep 21, 2017
Instrument	604360
Transaction Type	Transfer
Record Updated	Nov 3, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	608 THORNRIDGE DR O FALLON MO 633683797, O FALLON, MO 63368-3797

Mortgage

Document Number	68131223
Date	Sep 26, 2017
Book Page	006813/001223
Instrument	604370

Lender

Name	MIDWEST BANKCENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 608 Thornridge Dr was $5,013, up 3.7% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,468 (-)	$397,201 (-) Land $117,328 Building $279,873
2025	$5,013.00 (+3.7%)	$75,468	$397,201 Land $117,328 Building $279,873
2024	$4,834.00
2023		$70,681
2022			$372,005 Land $95,329 Building $276,676

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 608 Thornridge Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 608 Thornridge Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Gateway Fiber, T-Mobile, Verizon.

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