608 Surfside Dr, Edenton, NC 27932 Property Records

Chowan County property record for 608 Surfside Dr, Edenton, NC 27932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 720 sqft · built 1977
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Tax Bill	$1,464 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`781318427417`

Property Details

APN / Parcel Number

Primary APN	`781318427417`
Alternative APN	`49905`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	720 sqft Living Area
Basement Area	720 sqft
Unfinished Basement	720 sqft
Interior Walls	Plywood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Deck Area	32 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	49905
Street Address	608 SURFSIDE DR
City	EDENTON
State	NC
Zip	27932-9284
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 23 BLK 101 CC
Legal Subdivision	CAPE COLONY
Legal Block	101
Legal Lot Number	23
Jurisdiction	CHOWAN NC
Township / Civil Division	4, YEOPIM
Census Block Group	1
Census Block	1036
Census Tract	930102

Owner

Source: Chowan County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	608 SURFSIDE DR, EDENTON, NC 27932-9284
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · FHA Mortgage TRUIST BANK
Aug 11, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 11, 2023
Transfer Doc	000572/821
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHOWAN NC
Property Address	608 SURFSIDE DR, EDENTON, NC 27932-9284
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000572/916
Date	Aug 15, 2023
Book Page	572/916
Instrument	425931

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHOWAN NC
Recording Date	Aug 11, 2023
Property Address	608 SURFSIDE DR, EDENTON, NC 27932-9284
Document Number	000572/821
Book / Page	572 / 821
Map Reference	CAB 1 SL 178A-178D
Instrument Date	Feb 24, 2023
Instrument	425913
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	828 CENTER HILL RD, TYNER, NC 27980-9769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 CENTER HILL RD, TYNER, NC 27980-9769

Tax Assessment & Valuation

Source: Chowan County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chowan County
Unified School District	Edenton-Chowan Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,464.00 (+4.13%)	$191,380 (-) Land $37,800 Building $153,580	$191,380 (-) Land $37,800 Building $153,580
2023	$1,406.00 (+33.4%)	$191,380 (-) Land $37,800 Building $153,580	$191,380 (-) Land $37,800 Building $153,580
2022	$1,054.00	$191,380 Land $37,800 Building $153,580	$191,380 Land $37,800 Building $153,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	49 (1985–2023)
Claims Outside the SFHA	13 of 49
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 24 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHOWAN CO WATER SYSTEM serves 11,722 people · EPA ID NC0421015
Water Source	Groundwater
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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