608 Spruce St, McCall, ID 83638 Property Records

Valley County property record for 608 Spruce St, McCall, ID 83638

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,232 sqft · built 1972
Lot Size	0.252 acres (10,977 sqft)
Owner	Individual Name on Record
Last Sale	$1,518,195 (Sep 2022)
Tax Bill	$1,799 (2025)
Deeds & Mortgages	Sep 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RPM0172021010A`

Property Details

APN / Parcel Number

Primary APN	`RPM0172021010A`
Alternative APN	`745603`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,232 sqft Living Area
1st Floor Area	3,232 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Roof Type	Gable
Roof Material	Metal
Lot Area	10,977 sqft (0.252 acres)
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	608 SPRUCE ST
City	MCCALL
State	ID
Zip	83638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCALLS 1ST ADDITION LOTS 8 THRU 10 BLOCK 21
Legal Subdivision	MCCALLS 1ST ADDITION
Legal Block	21
Legal Lot Number	8-10
Jurisdiction	VALLEY ID
Township / Civil Division	MCCALL
Census Block Group	3
Census Block	3098
Census Tract	970200

Owner

Source: Valley County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 385, MCCALL, ID 83638-0385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Deed Document Number	2022452835
Prior Transfer Date	Aug 16, 2022
Prior Transfer Doc	0000452835
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VALLEY ID
Recording Date	Sep 20, 2022
Property Address	608 SPRUCE ST, MCCALL, ID 83638
Document Number	0000452835
Instrument Date	Aug 16, 2022
Instrument	452835
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 SPRUCE ST, MCCALL, ID 83638

Mortgage

Document Number	0000452836
Date	Sep 20, 2022
Instrument	452836

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	848 Months
Due	May 27, 2093

Interest

Rate Type	Adjustable Rate
Rate	6.24%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

Source: Valley County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Valley County
Municipality	McCall City
Unified School District	McCall-Donnelly Joint School District 421 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$645,183 (-13.3%) Land $178,758 Building $466,425	$645,183 (-13.3%) Land $178,758 Building $466,425
2025	$1,799.00 (+43.8%) Homeowner's exemption	$744,139 (+0.15%) Land $175,253 Building $568,886	$744,139 (+0.15%) Land $175,253 Building $568,886
2023	$1,251.00 (-33.77%) Homeowner's exemption	$743,052 Land $157,728 Building $585,324	$743,052 Land $157,728 Building $585,324
2022	$1,889.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCCALL serves 4,423 people · EPA ID ID4430033
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Jul 2024 Turbidity resolved · Jul 2023
Treatment and Procedure	Lead public education Mar 2024
Monitoring and Reporting	35 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Ziply Fiber.

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