Flagler County property record for 608 Southlake Dr, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,505 sqft · built 2018 |
| Lot Size | 0.244 acres (10,629 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $624,900 (Jun 2021) |
| Tax Bill | $6,755 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-13-31-5120-2AF05-1080 |
| Primary APN | 03-13-31-5120-2AF05-1080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,505 sqft Heated Area |
| Gross Area | 3,740 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,629 sqft (0.244 acres) |
| Driveway | Driveway |
| Driveway Area | 709 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 608 SOUTHLAKE DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | PLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 108 OR 2299/1427 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Lot Number | 108 |
| Legal Unit | 5 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 60207 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 608 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 6, 2019 | Deed of Trust, Mortgage · VA Mortgage FIDELITY BANK |
| Jun 22, 2021 | Warranty Deed, Transfer SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Aug 15, 2018 | Correction Deed · VA Mortgage AMERIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2021 · Amount on Record |
| Deed Sale | Jun 22, 2021 · Amount on Record |
| Deed Document Number | 2021034173 |
| Deed Book / Page | 2575 / 1909 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 608 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 608 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514 |
| Document Number | 0027340691 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 2734/691 |
| Instrument | 2022053954 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 608 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Title Company | SMART TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0023810950 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 2381/0950 |
| Instrument | 2019032774 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | WEST DES MOINES, IA 50266 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 22, 2021 |
| Property Address | 608 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514 |
| Document Number | 0025751909 |
| Book / Page | 2575 / 1909 |
| Map Reference | MB 37 PG 1-3 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 2021034173 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2021 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,374.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 800 BELLE TERRE PKWY # 20036, 800, PALM COAST, FL 32164-2314 |
| Name | Verified Name |
|---|---|
| Address | 608 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 15, 2018 |
| Property Address | 608 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514 |
| Document Number | 0022991427 |
| Book / Page | 2299 / 1427 |
| Map Reference | MB37 PG1-3 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 2018030795 |
| Record Updated | Jul 7, 2021 |
| Title Company | SOUTHERN TITLE HOLDING CO LL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,964.50 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 2379 BEVILLE RD, 2379, DAYTONA BEACH, FL 32119-8720 |
| Name | Verified Name |
|---|---|
| Address | 800 BELLE TERRE PKWY STE 200, 200, PALM COAST, FL 32164-2316 |
| Document Number | 2018030796 |
|---|---|
| Date | Aug 15, 2018 |
| Instrument | 2018030796 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,755.00 (-16.69%) Homeowner's exemption | $520,562 (+5.99%) | $628,218 (+10.94%) Land $72,500 Building $555,718 |
| 2023 | $8,108.00 (+5.2%) Homeowner's exemption | $491,157 (+3%) | $566,266 (+1.95%) Land $72,500 Building $493,766 |
| 2022 | $7,707.00 Homeowner's exemption | $476,852 | $555,451 Land $72,500 Building $482,951 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 140 in force |
| Nearby Flood Claims | 3 (1994–2019) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FGUA - PLANTATION BAY WTP private · serves 3,522 people · EPA ID FL2184251 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
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