Harford County property record for 608 Shore Dr, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,400 sqft · built 1969 |
| Lot Size | 0.064 acres (2,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,642 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-120700 |
| Primary APN | 01-120700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Total Area |
| Utility Area | 70 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Townhouse |
| Exterior Material | Asbestos |
| Roof Material | Composition Shingle |
| Lot Area | 2,800 sqft (0.064 acres) |
| Lot Dimensions | 140 ft deep x 20 ft wide |
| Deck Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 120700 |
|---|---|
| Street Address | 608 SHORE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4531 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LT 59 20X140 608 SHORE DRIVE RUMSEY ISL PT 20 P 21/36 |
| Legal Subdivision | RUMSEY ISLAND PART 20 |
| Legal Block | 26 |
| Legal Lot Number | 59 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 301401 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 608 SHORE DR, JOPPA, MD 21085-4531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 2, 2018 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Aug 13, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jan 10, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2008 |
| Deed Sale | Mar 7, 2008 |
| Prior Sale | Mar 31, 1988 · Amount on Record |
| Deed Document Number | 20081860 |
| Deed Book / Page | 7727 / 50 |
| Last Transfer Date | Nov 30, 2018 |
| Transfer Doc | 0131210331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 608 SHORE DR, JOPPA, MD 21085-4531 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 608 SHORE DR, JOPPA, MD 21085-4531 |
| Document Number | 0158940206 |
|---|---|
| Date | May 3, 2023 |
| Book Page | 15894/206 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 608 SHORE DR, JOPPA, MD 21085-4531 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0127580107 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 12758/0107 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 608 SHORE DR, JOPPA, MD 21085-4531 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0147160026 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 14716/26 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 608 SHORE DR, JOPPA, MD 21085-4531 |
| Document Number | 0134200119 |
| Instrument Date | Aug 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 608 SHORE DR JOPPA MD 210854531, JOPPA, MD 21085-4531 |
| Document Number | 0134200119 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 013420/000119 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 10, 2019 |
| Property Address | 608 SHORE DR, JOPPA, MD 21085-4531 |
| Document Number | 0131210331 |
| Book / Page | 13121 / 0331 |
| Map Reference | MB HDC 21 FO 36 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 608 SHORE DR, JOPPA, MD 21085-4531 |
| Document Number | 0013121336 |
|---|---|
| Date | Jan 10, 2019 |
| Instrument | 13121/336 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,567 (+5.66%) | $179,700 (-) Land $46,000 Building $133,700 | |
| 2025 | $1,642.00 (+6.83%) Homeowner's exemption | $161,433 (+10.65%) | $179,700 (+19.24%) Land $46,000 Building $133,700 |
| 2023 | $145,900 | $150,700 Land $46,000 Building $104,700 | |
| 2022 | $1,537.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 24 (1978–2013) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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