608 Shenandoah Trl, Elgin, IL 60123 Property Records

Kane County property record for 608 Shenandoah Trl, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,966 sqft · built 1987
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Aug 2013)
Tax Bill	$8,994 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-09-379-023`

Property Details

APN / Parcel Number

Primary APN	`06-09-379-023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,966 sqft Living Area
Gross Area	2,775 sqft
Basement Area	809 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	608 SHENANDOAH TRL
City	ELGIN
State	IL
Zip	60123-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 4 LOT 67
Legal Subdivision	VALLEY CREEK
Legal Block	3
Legal Lot Number	67
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3003
Census Tract	851909

Owner

608 Shenandoah Trl is owned and occupied by two individuals who acquired it in November 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	608 SHENANDOAH TRL, ELGIN, IL 60123-2518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 20, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2013 · Amount on File
Deed Sale	Aug 15, 2013 · Amount on File
Prior Sale	Aug 3, 2006 · Amount on File
Deed Document Number	201360175
Last Transfer Date	Nov 19, 2021
Transfer Doc	0000020323
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Apr 14, 2022
Property Address	608 SHENANDOAH TRL, ELGIN, IL 60123-2518
Document Number	0000020323
Instrument Date	Nov 19, 2021
Instrument	2022K020323
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	608 SHENANDOAH TRL, ELGIN, IL 60123-2518

Mortgage

Document Number	0000020324
Date	Apr 14, 2022
Instrument	2022K020324

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	176 Months
Due	Dec 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	608 SHENANDOAH TRL, ELGIN, IL 60123-2518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061875
Date	Dec 20, 2019
Instrument	2019K061875

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2049

Interest

Rate Type	Fixed Rate
Rate	9.99%

Tax Assessment & Valuation

The 2025 property tax bill for 608 Shenandoah Trl was $8,994 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,994.00 Homeowner's exemption	$125,898 (+8.57%) Land $34,594 Building $91,304	$377,845 (+8.57%) Land $103,824 Building $274,022
2024		$115,960 Land $31,863 Building $84,097	$348,019 Land $95,627 Building $252,392
2022	$7,762.00 (+4.44%) Homeowner's exemption	$95,524 (+6.96%) Land $26,248 Building $69,276	$286,572 (+6.96%) Land $78,744 Building $207,828
2021	$7,432.00 Homeowner's exemption	$89,308 Land $24,540 Building $64,768	$267,924 Land $73,620 Building $194,304

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 608 Shenandoah Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 608 Shenandoah Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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