608 Saratoga Dr, Long Beach, MS 39560 Property Records

Harrison County property record for 608 Saratoga Dr, Long Beach, MS 39560

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,395 sqft · built 1968
Owner2 Individual Names on File
Last Sale$180,000 (Aug 2023)
Tax Bill$1,139 (2025)
Deeds & MortgagesMay 2017 Mortgage
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0511H-01-102.000

Property Details

APN / Parcel Number

Primary APN0511H-01-102.000
Alternative APN
  • 039232

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Stories1 Story
Building Area1,395 sqft Adjusted Area
1st Floor Area1,120 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Patio Area120 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number039232
Street Address608 SARATOGA DR
CityLONG BEACH
StateMS
Zip39560-2627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 30 LESS W 4 FT REPLAT OF DAUGHERTY PARK SUBD
Legal Range12
Legal Township08
Legal Section03
Legal SubdivisionDAUGHERTY PARK SUBD REPLAT
Legal Lot Number30
JurisdictionHARRISON MS
Township / Civil Division3
Census Block Group2
Census Block2012
Census Tract3107

Owner

608 Saratoga Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Harrison County records, as of December 15, 2025

Owner of Record2 Individual Names on File
Mailing Address608 SARATOGA DR, LONG BEACH, MS 39560-2627
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 8, 2017Deed of Trust, Mortgage
BANCORPSOUTH BANK
Dec 1, 2021Warranty Deed, Transfer · FHA Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2023 · Amount on File
Deed SaleAug 18, 2023 · Amount on File
Deed Document Number2023-0016398-D-J1
Prior Transfer DateDec 1, 2021
Prior Transfer Doc20210033161
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address608 SARATOGA DR, LONG BEACH, MS 39560-2627
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20170004149TJ1
DateMay 8, 2017
Instrument2017-0004149-T-J1
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
AmountAmount on Record
Term181 Months
DueJun 1, 2032

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateDec 1, 2021
Property Address608 SARATOGA DR, LONG BEACH, MS 39560-2627
Document Number20210033161
Map ReferencePB 24 PG 9
Instrument DateNov 30, 2021
Instrument20210033161
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 ROSIE DRIVE, 15, LONG BEACH, MS 39560

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 SARATOGA DR, LONG BEACH, MS 39560-2627

Mortgage

Document Number20210033162
DateDec 1, 2021
Instrument20210033162
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 608 Saratoga Dr was $1,139 with exemptions applied, up 6.3% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityLong Beach City
Unified School DistrictLong Beach School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,139.00 (+6.35%) Homeowner's exemption Disabled Person's exemption$8,961$89,605 Land $25,000 Building $64,605
2024$1,071.00 (+18.47%)
2023$904.00 (+4.03%) Homeowner's exemption Disabled Person's exemption$7,526$75,257 Land $25,000 Building $50,257
2022$869.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 608 Saratoga Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 86 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies86 in force
Nearby Flood Claims3 (2005–2019)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 608 Saratoga Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LONG BEACH
serves 18,514 people · EPA ID MS0240005
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Sparklight
Cable
1,000 / 50
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: CoastConnect, T-Mobile.

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