608 S White Oak Rd, Normal, IL 61761 Property Records

McLean County property record for 608 S White Oak Rd, Normal, IL 61761

Property Summary

Property Type	Commercial
Details	11,376 sqft · built 2000
Lot Size	0.75 acres (32,670 sqft)
Owner	Company Name on Record
Last Sale	$487,500 (Jun 2010)
Tax Bill	$19,081 (2024)
Deeds & Mortgages	Jun 2021 Line of Credit Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-32-151-070`

Property Details

APN / Parcel Number

Primary APN	`14-32-151-070`

Interior

Units	5 Units
Stories	1 Story
Building Area	11,376 sqft Building Perimeter
1st Floor Area	11,376 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Roof Type	Gable
Roof Material	Metal
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	183 ft deep x 166 ft wide
Garage Area	5,688 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	608 S WHITE OAK RD
City	NORMAL
State	IL
Zip	61761-4371
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	M-1
Legal Description	LOT 3 M.K. LAND TRUST SUB TO NORMAL
Legal Range	02E
Legal Township	24N
Legal Section	32
Legal Subdivision	M.K. LAND TRUST SUB
Legal Lot Number	3
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3010
Census Tract	302

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3641 S 6TH ST, LINCOLN, NE 68502-4323
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2021	Deed of Trust, Mortgage · Line of Credit SPRINGFIELD FIRST COMMUNITY BANK
Mar 9, 2022	Deed of Trust, Mortgage · Commercial Mortgage FRONTIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2010 · Amount on Record
Deed Sale	Jun 30, 2010 · Amount on Record
Prior Sale	Nov 29, 2005 · Amount on Record
Deed Document Number	201014265
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	608 S WHITE OAK RD, NORMAL, IL 61761-4371
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100013254
Date	Jun 5, 2021
Instrument	2021-00013254

Lender

Name	SPRINGFIELD FIRST COMMUNITY BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	608 S WHITE OAK RD, NORMAL, IL 61761-4371
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200004556
Date	Mar 9, 2022
Instrument	2022-00004556

Lender

Name	FRONTIER BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 4, 2027

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$256,495 (+21.89%) Land $34,476 Building $222,019	$769,485 (+21.89%) Land $103,428 Building $666,057
2024	$19,081.00 (+5.95%)
2023	$18,010.00 (+5.46%)	$210,436 (+10.69%) Land $28,285 Building $182,151	$631,309 (+10.69%) Land $84,855 Building $546,454
2022	$17,077.00	$190,113 Land $25,553 Building $164,560	$570,339 Land $76,659 Building $493,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	BLOOMINGTON
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

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