608 S The Strand, Oceanside, CA 92054 Property Records

San Diego County property record for 608 S The Strand, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,764 sqft · built 1996
Lot Size	0.105 acres (4,593 sqft)
Owner	Company Name on Record
Last Sale	$1,425,000 (May 2003)
Tax Bill	$23,114 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150-260-18-00`

Property Details

APN / Parcel Number

Primary APN	`150-260-18-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,764 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	4,593 sqft (0.105 acres)
View / Lot	Ocean
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	608 S THE STRAND
City	OCEANSIDE
State	CA
Zip	92054-3902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D-4A
Legal Description	BLK B LOT 46 TR 001044
Legal Subdivision	TERRACE ANNEX
Legal Tract	001044
Legal Block	B
Legal Lot Number	46
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2575 YUCCA RD, OCEANSIDE, CA 92054-6157
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Jul 11, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2003 · Amount on Record
Deed Sale	May 13, 2003 · Amount on Record
Prior Sale	Jan 26, 1996
Deed Document Number	2003555848
Last Transfer Date	Nov 15, 2018
Transfer Doc	0000063971
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	608 S THE STRAND, OCEANSIDE, CA 92054-3902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000444238
Date	Sep 27, 2017
Instrument	2017-0444238

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	608 S THE STRAND, OCEANSIDE, CA 92054-3902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000282039
Date	Jul 11, 2018
Instrument	2018-0282039

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 3, 2048

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2019
Property Address	608 S THE STRAND, OCEANSIDE, CA 92054-3902
Document Number	0000063972
Instrument Date	Nov 15, 2018
Instrument	63972
Transaction Type	Transfer
Record Updated	Mar 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2575 YUCCA RD OCEANSIDE CA 920546157, OCEANSIDE, CA 92054-6157

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2019
Property Address	608 S THE STRAND, OCEANSIDE, CA 92054-3902
Document Number	0000063971
Instrument Date	Nov 15, 2018
Instrument	63971
Transaction Type	Transfer
Record Updated	Mar 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2575 YUCCA RD OCEANSIDE CA 920546157, OCEANSIDE, CA 92054-6157

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,105,121 (+2%) Land $1,625,010 Building $480,111
2025	$23,114.00 (+5.17%)	$2,063,846 (+4.04%) Land $1,593,148 Building $470,698
2023	$21,977.00 (+1.53%)	$1,983,706 Land $1,531,285 Building $452,421
2022	$21,645.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 units insured incl. 4 condo units
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rincon Northern tribal government · serves 7,003 people · EPA ID 090600147
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2026) action level 15 ppb
Copper	2.32 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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