608 S Omaha Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 608 S Omaha Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1969
Lot Size	0.151 acres (6,599 sqft)
Owner	Individual Name on File
Tax Bill	$3,034 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2014 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-22-22-203-004-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-22-203-004-000`
Alternative APN	`45922`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	988 sqft Finished Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Finished Basement	395 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,599 sqft (0.151 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	45922
Street Address	608 S OMAHA AVE
City	SIOUX FALLS
State	SD
Zip	57103-2351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 50` 9, 10, 11 & 12 BLOCK 6 SCOTT & DUNNING`S ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	SCOTT & DUNNING`S ADDN
Legal Block	6
Legal Lot Number	12
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1020
Census Tract	401

Owner

608 S Omaha Ave is owned and occupied by an individual.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	608 S OMAHA AVE, SIOUX FALLS, SD 57103-2351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage BLACK HILLS FEDERAL CREDIT UNION
Feb 17, 2014	Deed of Trust, Mortgage · Line of Credit U.S. BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	May 21, 2026
Property Address	608 S OMAHA AVE, SIOUX FALLS, SD 57103-2351
Document Number	0000159286
Book / Page	2016-M / 529
Instrument Date	May 20, 2026
Instrument	2026159286
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 S OMAHA AVE, SIOUX FALLS, SD 57103-2351

Mortgage

Document Number	0000159286,
Date	May 21, 2026
Book Page	2016-M/529
Instrument	2026159286

Lender

Name	BLACK HILLS FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

February 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	608 S OMAHA AVE, SIOUX FALLS, SD 57103-2351
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001752/408
Date	Feb 17, 2014
Book Page	1752/408
Instrument	402932

Lender

Name	U.S. BANK NATIONAL ASSOCIATION
Type	Seller
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jan 28, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 608 S Omaha Ave was $3,034.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,777 (+3.84%) Land $29,373 Building $197,404	$226,777 Land $29,373 Building $197,404
2025	$3,034.00	$218,400 (+14.83%) Land $29,700 Building $188,700
2024	$3,034.00	$190,200 Land $29,700 Building $160,500
2022	$2,778.00	$179,700 Land $29,700 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 608 S Omaha Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 608 S Omaha Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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