608 Ridgemont Dr, Allen, TX 75002 Property Records

Collin County property record for 608 Ridgemont Dr, Allen, TX 75002

Property Summary

Property Type	Single Family Home
Details	2,430 sqft · built 1991
Owner	Individual Name on Record
Tax Bill	$6,891 (2024)
Deeds & Mortgages	Apr 2025 Mortgage Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R-2573-00A-0050-1`

Property Details

APN / Parcel Number

Primary APN	`R-2573-00A-0050-1`
Alternative APN	`1972960`

Interior

Stories	2 Stories
Building Area	2,430 sqft Living Area
Gross Area	2,853 sqft
2nd Floor Area	1,008 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces
Pool Area	525 sqft
Porch	Covered Porch
Porch Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1972960
Street Address	608 RIDGEMONT DR
City	ALLEN
State	TX
Zip	75002-4798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	COTTONWOOD BEND NO 4A (CAL), BLK A, LOT 5
Legal Subdivision	COTTONWOOD BEND NO 4A (CAL)
Legal Block	A
Legal Lot Number	5
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1006
Census Tract	31422

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5443 LEWROSA WAY, SACRAMENTO, CA 95835-1765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Vendor's Lien, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Dec 31, 2020	Deed of Trust, Mortgage CARDINAL FIN'L
Jan 5, 2021	Warranty Deed, Transfer CARDINAL FIN'L
Nov 13, 2020	Warranty Deed, Transfer GOLDMAN SACHS BK USA
Apr 10, 2020	Deed of Trust, Mortgage GUILD MTG
Jun 1, 2017	Warranty Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2025
Deed Sale	Apr 22, 2025
Prior Sale	Nov 13, 2020
Deed Document Number	2025000047872
Record Updated	Jun 8, 2026

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Apr 22, 2025
Property Address	608 RIDGEMONT DR, ALLEN, TX 75002-4798
Document Number	2025000047872
Map Reference	VOL H PG 150
Instrument Date	Apr 21, 2025
Instrument	2025000047872
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	MCKNIGHT TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5443 LEWROSA WAY, SACRAMENTO, CA 95835-1765

Mortgage

Document Number	2025000047873
Date	Apr 22, 2025
Instrument	2025000047873

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	608 RIDGEMONT DR, ALLEN, TX 75002-4798
Document Number	0000015560
Instrument Date	Dec 31, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	608 RIDGEMONT DR ALLEN TX 750024798, ALLEN, TX 75002-4798

Mortgage

Document Number	0000015560
Date	Jan 5, 2021
Instrument	15560

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jan 5, 2021
Property Address	608 RIDGEMONT DR, ALLEN, TX 75002-4798
Document Number	0000015550
Instrument Date	Dec 31, 2020
Instrument	15550
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	608 RIDGEMONT DR ALLEN TX 750024798, ALLEN, TX 75002-4798

Mortgage

Document Number	15560
Date	Jan 5, 2021
Instrument	15560

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Nov 13, 2020
Property Address	608 RIDGEMONT DR, ALLEN, TX 75002-4798
Document Number	0002016330
Instrument Date	Nov 10, 2020
Instrument	2016330
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	31 W 27TH ST #4TH NEW YORK NY 100016914, 4TH, NEW YORK, NY 10001-6914
Investor	Possibly a Property Investor

Mortgage

Document Number	2016340
Date	Nov 13, 2020
Instrument	2016340

Lender

Name	GOLDMAN SACHS BK USA
Type	Bank
Address	SHERMAN OAKS, CA 91403

Agreement

Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	608 RIDGEMONT DR, ALLEN, TX 75002-4798
Document Number	0000599840
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 RIDGEMONT DR ALLEN TX 750024798, ALLEN, TX 75002-4798

Mortgage

Document Number	0000599840
Date	Apr 27, 2020
Instrument	599840

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 1, 2017
Property Address	608 RIDGEMONT DR, ALLEN, TX 75002-4798
Document Number	0000706720
Instrument Date	May 31, 2017
Instrument	706720
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 RIDGEMONT DR ALLEN TX 750024798, ALLEN, TX 75002-4798

Mortgage

Document Number	706730
Date	Jun 1, 2017
Instrument	706730

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2047

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Allen City
County	Collin County
Unified School District	Allen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$469,488 (-2.06%) Land $131,250 Building $338,238	$469,488 (-2.06%) Land $131,250 Building $338,238
2024	$6,891.00 (-2.09%)
2023		$479,373 Land $99,750 Building $379,623	$479,373 Land $99,750 Building $379,623
2022	$7,038.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALLEN serves 113,746 people · EPA ID TX0430025
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, T-Mobile.

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