608 Ridge Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 608 Ridge Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,069 sqft · built 1964
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Sep 2020)
Tax Bill	$6,864 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-412-10074410`

Property Details

APN / Parcel Number

Primary APN	`02-412-10074410`
Alternative APNs	`2-412-10074410` `41210074410`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,069 sqft Living Area
1st Floor Area	1,286 sqft
Basement Area	783 sqft
Finished Basement	783 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	41210074410
Street Address	608 RIDGE DR
City	ANNAPOLIS
State	MD
Zip	21403-4120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 40 BK A SC 1 HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	A
Legal Lot Number	40
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3000
Census Tract	702601

Owner

608 Ridge Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	608 RIDGE DR, ANNAPOLIS, MD 21403-4120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Prior Sale	Jun 16, 1998
Deed Book / Page	35169 / 366
Prior Transfer Date	Mar 20, 2014
Prior Transfer Doc	0272320048
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 4, 2020
Property Address	608 RIDGE DR, ANNAPOLIS, MD 21403-4120
Document Number	0351690366
Book / Page	35169 / 366
Map Reference	MB 23 PG 14
Instrument Date	Aug 28, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FREESTATE TTL SVCS OF ANNOPO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	608 RIDGE DR, ANNAPOLIS, MD 21403-4120

Mortgage

Document Number	35169373
Date	Sep 4, 2020
Instrument	35169/373

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 608 Ridge Dr was $6,864, up 6.6% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$592,600 (+6.58%) Land $285,000 Building $307,600	$592,600 (-) Land $285,000 Building $307,600
2025	$6,864.00 (+6.6%)	$556,033	$592,600 Land $285,000 Building $307,600
2024	$6,439.00 (+22.11%)
2023	$5,273.00	$482,900 Land $285,000 Building $197,900	$482,900 Land $285,000 Building $197,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 608 Ridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 608 Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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