608 Richards Ln, Champaign, IL 61820 Property Records

Champaign County property record for 608 Richards Ln, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,356 sqft · built 1956
Lot Size	0.168 acres (7,326 sqft)
Owner	Company Name on File
Last Sale	$95,500 (Oct 2019)
Tax Bill	$3,124 (2025)
Deeds & Mortgages	Aug 2023 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-24-153-019`

Property Details

APN / Parcel Number

Primary APN	`45-20-24-153-019`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,356 sqft Building Perimeter
1st Floor Area	1,356 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Stucco
Roof Material	Other
Lot Area	7,326 sqft (0.168 acres)
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	608 RICHARDS LN
City	CHAMPAIGN
State	IL
Zip	61820-7010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 MATTIS MANOR
Legal Range	08E
Legal Township	19N
Legal Section	24
Legal Subdivision	MATTIS MANOR
Legal Lot Number	27
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1005
Census Tract	1301

Owner

Source: Champaign County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	608 RICHARDS LN, CHAMPAIGN, IL 61820-7010
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKCHAMPAIGN
Oct 21, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST FSB/CHAMPAIGN-URBANA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2019 · Amount on File
Deed Sale	Oct 21, 2019 · Amount on File
Deed Document Number	201917542
Last Transfer Date	Jun 21, 2023
Transfer Doc	0000010830
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 3, 2023
Property Address	608 RICHARDS LN, CHAMPAIGN, IL 61820-7010
Document Number	0000010830
Map Reference	MB K PG 183
Instrument Date	Jun 21, 2023
Instrument	2023R10830
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2213 WINCHESTER DR # R, R, CHAMPAIGN, IL 61821-6307

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	608 RICHARDS LN, CHAMPAIGN, IL 61820-7010
Document Number	0000013272
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 RICHARDS LN CHAMPAIGN IL 618207010, CHAMPAIGN, IL 61820-7010

Mortgage

Document Number	0000013272
Date	Jul 14, 2020
Instrument	13272

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 21, 2019
Property Address	608 RICHARDS LN, CHAMPAIGN, IL 61820-7010
Document Number	0000017542
Instrument Date	Oct 11, 2019
Instrument	17542
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 RICHARDS LN CHAMPAIGN IL 618207010, CHAMPAIGN, IL 61820-7010

Mortgage

Document Number	17543
Date	Oct 21, 2019
Instrument	17543

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 20, 2039

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,124.00 (+10.27%)	$43,180 (+12.18%) Land $20,270 Building $22,910	$129,540 (+12.18%) Land $60,810 Building $68,730
2024	$2,833.00 (-10.38%)	$38,490 (+19.02%) Land $18,070 Building $20,420	$115,470 (+19.02%) Land $54,210 Building $61,260
2023	$3,161.00 (+6.32%)
2022	$2,973.00	$32,340 Land $15,180 Building $17,160	$97,020 Land $45,540 Building $51,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–1993)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media, T-Mobile.

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