608 Ray St, Mountain Home, AR 72653 Property Records

Baxter County property record for 608 Ray St, Mountain Home, AR 72653

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,287 sqft
Lot Size	0.347 acres (15,100 sqft)
Owner	Individual Name on Record
Last Sale	$165,760 (Apr 2026)
Tax Bill	$82 (2025)
Deeds & Mortgages	Aug 2007 Line of Credit Feb 2010 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-00014-000`

Property Details

APN / Parcel Number

Primary APN	`007-00014-000`
Alternative APN	`29214`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,287 sqft Living Area
1st Floor Area	1,287 sqft
Flooring	Carpet

Exterior

Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,100 sqft (0.347 acres)
Lot Dimensions	151 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	308 sqft
Driveway	Concrete Driveway
Driveway Area	896 sqft
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	608 RAY ST
City	MOUNTAIN HOME
State	AR
Zip	72653-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BARRETT ADD
Legal Range	13
Legal Township	19
Legal Section	04
Legal Subdivision	BARRETT ADD
Legal Lot Number	12
Jurisdiction	BAXTER AR
Township / Civil Division	MOUNTAIN HOME
Census Block Group	1
Census Block	1003
Census Tract	950200

Owner

Source: Baxter County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1709 BUZZARD ROOST RD, MOUNTAIN HOME, AR 72653-8719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2007	Deed of Trust, Mortgage · Line of Credit US BANK NATIONAL ASSOCIATION
Feb 1, 2010	Deed of Trust, Mortgage QUICKEN LOANS INC
Apr 30, 2026	Fiduciary Deed, Transfer · FHA Mortgage LEGACY TITLE
Jun 6, 2018	Warranty Deed, Transfer
Apr 5, 2011	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Jun 6, 2018 · Amount on Record
Deed Document Number	20263838
Prior Transfer Date	Apr 4, 2011
Prior Transfer Doc	2011/2740
Record Updated	Sep 20, 2026

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	608 RAY ST, MOUNTAIN HOME, AR 72653-3628
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091042007
Date	Aug 3, 2007
Instrument	9104-2007

Lender

Name	US BANK NATIONAL ASSOCIATION
Type	Seller
Address	4325 17TH AVE S, FARGO, ND 58125

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jul 11, 2017

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	608 RAY ST, MOUNTAIN HOME, AR 72653-3628
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002010/884
Date	Feb 1, 2010
Book Page	2010/884

Lender

Name	QUICKEN LOANS INC
Address	20555 VICTOR PKWY, LIVONIA, MI 48152

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2040

April 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	BAXTER AR
Recording Date	Apr 30, 2026
Property Address	608 RAY ST, MOUNTAIN HOME, AR 72653-3628
Document Number	0000003838
Instrument Date	Apr 24, 2026
Instrument	2026.3838
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,248.01
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 BUZZARD ROOST RD, MOUNTAIN HOME, AR 72653-8719

Mortgage

Document Number	0000003839,
Date	Apr 30, 2026
Instrument	2026..3839

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Jun 6, 2018
Property Address	608 RAY ST, MOUNTAIN HOME, AR 72653-3628
Document Number	L201804769
Instrument Date	Jun 6, 2018
Instrument	L201804769
Transaction Type	Transfer
Record Updated	May 25, 2026

Transaction

Amount	Amount Recorded
Tax	$277.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	342 BRUNSON LN, MOUNTAIN HOME, AR 72653-8315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 RAY ST, MOUNTAIN HOME, AR 72653-3628

April 2011: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BAXTER AR
Recording Date	Apr 5, 2011
Property Address	608 RAY ST, MOUNTAIN HOME, AR 72653-3628
Document Number	02011/2740
Book / Page	2011 / 2740
Instrument Date	Apr 4, 2011
Transaction Type	Transfer
Record Updated	May 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Mountain Home City
Unified School District	Mountain Home School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$82.00 (-54.95%) Homeowner's exemption	$20,340 (-) Land $2,000 Building $18,340
2024	$182.00 (-29.18%)
2023	$257.00 Homeowner's exemption	$20,340 Land $2,000 Building $18,340	$101,700 Land $10,000 Building $91,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1985–2016)
Most Recent Claim	Aug 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN HOME WATERWORKS serves 19,618 people · EPA ID AR0000025
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mountain View Telephone Company Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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