608 Prospect Rd, Mount Airy, MD 21771 Property Records

Frederick County property record for 608 Prospect Rd, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,128 sqft · built 1900
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$464,000 (Jul 2007)
Tax Bill	$6,892 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-370360`

Property Details

APN / Parcel Number

Primary APN	`18-370360`
Alternative APN	`370360`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,128 sqft Living Area
1st Floor Area	1,256 sqft
Basement Area	616 sqft
Finished Basement	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Carport
Garage Area	224 sqft
Carport	Carport
Carport Area	224 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool Type
Pool Area	216 sqft
Porch	Open Porch
Porch Area	288 sqft
Deck Area	240 sqft
Patio Area	630 sqft
Bath House	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	370360
Street Address	608 PROSPECT RD
City	MOUNT AIRY
State	MD
Zip	21771-5607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 SECT 2-0.32 AC S/S PROSPECT RD MANOR VIEW ESTATES
Legal Subdivision	MANOR VIEW ESTATES
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	18, WOODVILLE
Census Block Group	2
Census Block	2006
Census Tract	752001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

608 Prospect Rd is owned and occupied by two individuals who bought it in July 2007.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	608 PROSPECT RD, MOUNT AIRY, MD 21771-5607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2007 · Amount on File
Deed Sale	Jul 6, 2007 · Amount on File
Prior Sale	May 5, 1986 · Amount on File
Deed Document Number	200773747
Deed Book / Page	6655 / 101
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	608 PROSPECT RD, MOUNT AIRY, MD 21771-5607
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	DIAMOND TITLE INSURANCE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 PROSPECT RD, MOUNT AIRY, MD 21771-5607

Mortgage

Document Number	0146250493
Date	Mar 5, 2021
Book Page	14625/493

Lender

Name	MORTGAGE LINK
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 608 Prospect Rd was $6,892 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Mount Airy Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,267	$580,200 Land $135,100 Building $445,100
2025	$6,892.00
2023	$6,076.00 Homeowner's exemption	$453,667	$463,400 Land $114,900 Building $348,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 608 Prospect Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 608 Prospect Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNT AIRY serves 9,890 people · EPA ID MD0060007
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20