608 Pine St, Santa Cruz, CA 95062 Property Records

Santa Cruz County property record for 608 Pine St, Santa Cruz, CA 95062

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,650 sqft · built 1971
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$1,580,000 (Jul 2019)
Tax Bill	$20,330 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Jul 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-114-26`

Property Details

APN / Parcel Number

Primary APN	`010-114-26`
Alternative APN	`010-114-26-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,650 sqft Living Area
Gross Area	2,090 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2019
Architectural Style	Duplex Single
Construction Type	Wood
Roof Material	Other
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	608 PINE ST
City	SANTA CRUZ
State	CA
Zip	95062-2441
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2002
Census Tract	100802

Owner

608 Pine St, a duplex, is owned by an individual who bought it in July 2019.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1558 FORDHAM WAY, MOUNTAIN VIEW, CA 94040-3033
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2018	Deed of Trust, Mortgage · Line of Credit OAK VALLEY COMMUNITY BANK
Jul 22, 2019	Grant Deed, Transfer OLD REPUBLIC TITLE
Sep 7, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE
Jul 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage GENE & DEBORAH ASHLEY
Mar 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage LEONARD 2000 TRUST (LT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019 · Amount on File
Deed Sale	Jul 22, 2019 · Amount on File
Prior Sale	Sep 7, 2018 · Amount on File
Deed Document Number	201920465
Prior Transfer Date	Oct 18, 2010
Prior Transfer Doc	0000042851
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	608 PINE ST, SANTA CRUZ, CA 95062-2441
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030071
Date	Oct 3, 2018
Instrument	2018-0030071

Lender

Name	OAK VALLEY COMMUNITY BANK
Type	Bank
Address	STOCKTON, CA 95219

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 22, 2019
Property Address	608 PINE ST, SANTA CRUZ, CA 95062-2441
Document Number	0000020465
Instrument Date	Jul 17, 2019
Instrument	20465
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$1,738.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1558 FORDHAM WAY MOUNTAIN VIEW CA 940403033, MOUNTAIN VIEW, CA 94040-3033

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 7, 2018
Property Address	608 PINE ST, SANTA CRUZ, CA 95062-2441
Document Number	0000027523
Instrument Date	Aug 28, 2018
Instrument	27523
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$1,023.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1089 DISCOVERY BAY CA 945057089, DISCOVERY BAY, CA 94505-7089

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	608 PINE ST, SANTA CRUZ, CA 95062-2441
Document Number	0000022380
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 PINE ST SANTA CRUZ CA 950622441, SANTA CRUZ, CA 95062-2441

Mortgage

Document Number	0000022380
Date	Jul 23, 2018
Instrument	22380

Lender

Name	GENE & DEBORAH ASHLEY
Address	608 PINE ST, SANTA CRUZ, CA 95062-2441

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	608 PINE ST, SANTA CRUZ, CA 95062-2441
Document Number	0000010321
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4207 SANTA CRUZ CA 950634207, SANTA CRUZ, CA 95063-4207

Mortgage

Document Number	0000010321
Date	Mar 28, 2017
Instrument	10321

Lender

Name	LEONARD 2000 TRUST (LT)
Address	PO BOX 2388, SANTA CRUZ, CA 95063-2388

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 608 Pine St was $20,330.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Santa Cruz City
Elementary School District	Santa Cruz City Elementary School District (KG - 05)
Secondary School District	Santa Cruz City High School District (6-12) (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,762,520 (+2%) Land $1,227,071 Building $535,449
2025	$20,330.00	$1,727,961 Land $1,203,011 Building $524,950
2023	$18,744.00 (+1.15%)	$1,660,862 Land $1,156,296 Building $504,566
2022	$18,531.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 608 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 608 Pine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 907 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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