608 Palm Dr, Findlay, OH 45840 Property Records

Hancock County property record for 608 Palm Dr, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,128 sqft · built 2006
Lot Size0.338 acres (14,702 sqft)
Owner2 Individual Names on File
Last Sale$530,900 (Sep 2022)
Tax Bill$6,474 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Oct 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN1010-232-04-011.000

Property Details

APN / Parcel Number

Primary APN1010-232-04-011.000
Alternative APN
  • 280001022480

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,128 sqft Living Area
1st Floor Area1,182 sqft
2nd Floor Area1,946 sqft
Basement Area1,182 sqft
Finished Basement1,182 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeBrick
Roof TypeGable
Roof MaterialShingle
Lot Area14,702 sqft (0.338 acres)
Lot Dimensions147 ft deep x 100 ft wide
Garage TypeAttached
Garage Area744 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area512 sqft
PorchSlab
Porch Area154 sqft
Patio Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address608 PALM DR
CityFINDLAY
StateOH
Zip45840-1727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALMS SUB 1ST ADD LOT 31
Legal SubdivisionPALMS SUB
Legal Lot Number31
JurisdictionHANCOCK OH
Township / Civil DivisionLIBERTY
Census Block Group1
Census Block1038
Census Tract1000

Owner

608 Palm Dr is owned and occupied by two individuals who bought it in September 2022.

Source: Hancock County records, as of May 29, 2026

Owner of Record2 Individual Names on File
Mailing Address608 PALM DR, FINDLAY, OH 45840-1727
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2022Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 13, 2021Deed of Trust, Mortgage · Line of Credit
HANCOCK FCU
Apr 17, 2020Transfer on Death Deed, Transfer
Jun 6, 2018Quit Claim Deed, Transfer
Quitclaim
Oct 25, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2022 · Amount on File
Deed SaleSep 9, 2022 · Amount on File
Deed Document Number20228358
Deed Book / Page2597 / 4521
Prior Transfer DateApr 16, 2020
Prior Transfer Doc02567/2644
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateSep 9, 2022
Property Address608 PALM DR, FINDLAY, OH 45840-1727
Document Number02597/4521
Book / Page2597 / 4521
Map ReferenceVOL 21 PG 173
Instrument DateSep 1, 2022
Instrument202200008358
Transaction TypeTransfer
Record UpdatedSep 20, 2022
Title CompanyMID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address608 PALM DR, FINDLAY, OH 45840-1727

Mortgage

Document Number202200008359
DateSep 9, 2022
Instrument202200008359
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2037

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address608 PALM DR, FINDLAY, OH 45840-1727
Transaction TypeMortgage
Record UpdatedJun 27, 2022
Title CompanyASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 PALM DR, FINDLAY, OH 45840-1727

Mortgage

Document Number02587/5202
DateOct 13, 2021
Book Page2587/5202
Instrument202100011958
Lender
NameHANCOCK FCU
TypeCredit Union
AddressFINDLAY, OH 45840
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHANCOCK OH
Recording DateApr 17, 2020
Property Address608 PALM DR, FINDLAY, OH 45840-1727
Document Number02567/2644
Book / Page2567 / 2644
Map ReferenceVOL 21 PG 173
Instrument DateApr 16, 2020
Instrument202000003297
Transaction TypeTransfer
Record UpdatedJun 27, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHANCOCK OH
Recording DateJun 6, 2018
Property Address608 PALM DR, FINDLAY, OH 45840-1727
Document Number02539/1604
Book / Page2539 / 1604
Map ReferenceVOL21 PG173
Instrument DateMay 7, 2018
Instrument201800004575
Transaction TypeTransfer
Record UpdatedJun 27, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 PALM DR, FINDLAY, OH 45840-1727

October 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHANCOCK OH
Recording DateOct 25, 2017
Property Address608 PALM DR, FINDLAY, OH 45840-1727
Document Number02528/0218
Book / Page2528 / 0218
Map ReferenceVOL21 PG173
Instrument DateOct 23, 2017
Instrument201700009145
Transaction TypeTransfer
Record UpdatedJun 27, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 WASHINGTON ST, FINDLAY, OH 45840-3434

Tax Assessment & Valuation

The 2025 property tax bill for 608 Palm Dr was $6,474 with a homeowner's exemption, up 8.1% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
County SubdivisionLiberty Township
Unified School DistrictLiberty-Benton Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,474.00 (+8.08%) Homeowner's exemption$182,400 (+13.24%) Land $23,810 Building $158,590$521,150 Land $68,030 Building $453,120
2024$5,990.00 (+2.43%)$161,080 (-) Land $21,070 Building $140,010
2023$5,848.00 Homeowner's exemption$161,080 Land $21,070 Building $140,010
2022$460,230 Land $60,200 Building $400,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 608 Palm Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1981–2017)
Claims Outside the SFHA1 of 4
Most Recent ClaimJul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 608 Palm Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
HDER Link
Fixed Wireless
500 / 500
MetaLINK Technologies
Fixed Wireless
500 / 100
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
Amplex Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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