Montgomery County property record for 608 Olney Sandy Spring Rd, Sandy Spring, MD 20860
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,365 sqft · built 2006 |
| Lot Size | 0.309 acres (13,474 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,000,000 (Jun 2004) |
| Tax Bill | $9,518 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-03440594 |
| Primary APN | 08-03440594 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,365 sqft Living Area |
| 1st Floor Area | 1,862 sqft |
| Basement Area | 1,641 sqft |
| Finished Basement | 1,641 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,474 sqft (0.309 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03440594 |
|---|---|
| Street Address | 608 SANDY SPRING RD |
| City | SANDY SPRING |
| State | MD |
| Zip | 20860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | AUBURN VILLAGE AT SANDY SPRING |
| Legal Subdivision | AUBURN VILLAGE AT SANDY SPRING |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 701316 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 608 OLNEY SANDY SPRING RD, SANDY SPRING, MD 20860-1011 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONS FCU |
| Aug 9, 2017 | Deed of Trust, Mortgage · ARM UNITED NATIONS FCU |
| Aug 9, 2017 | Deed of Trust, Mortgage · Line of Credit UNITED NATIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2004 · Amount on Record |
| Deed Sale | Jun 2, 2004 · Amount on Record |
| Deed Document Number | 20047394 |
| Deed Book / Page | 27468 / 24 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 608 OLNEY SANDY SPRING RD, SANDY SPRING, MD 20860-1011 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 608 SANDY SPRING RD, SANDY SPRING, MD 20860 |
| Document Number | 0665120006 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 66512/6 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 9, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 608 OLNEY SANDY SPRING RD, SANDY SPRING, MD 20860-1011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | CENTRAL FLORIDA TITLE COMPANY, CENTRAL TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 608 OLNEY SANDY SPRING RD, SANDY SPRING, MD 20860-1011 |
| Document Number | 0655320304 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 65532/304 |
| Name | UNITED NATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | LONG ISLAND CITY, NY 11101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | May 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 608 OLNEY SANDY SPRING RD, SANDY SPRING, MD 20860-1011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | CENTRAL TITLE & ESCROW INC |
| Name | Verified Name |
|---|
| Document Number | 0547050042 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 54705/042 |
| Name | UNITED NATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | LONG ISLAND CITY, NY 11101 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | May 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 608 OLNEY SANDY SPRING RD, SANDY SPRING, MD 20860-1011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | CENTRAL TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0547050068 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 54705/068 |
| Name | UNITED NATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | LONG ISLAND CITY, NY 11101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | May 1, 2047 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $824,700 (+5.68%) Land $268,400 Building $556,300 | $824,700 (-) Land $268,400 Building $556,300 | |
| 2025 | $9,518.00 (+29.51%) | $780,400 (+12.81%) | $824,700 (+19.21%) Land $268,400 Building $556,300 |
| 2023 | $691,800 Land $268,400 Building $423,400 | $691,800 Land $268,400 Building $423,400 | |
| 2022 | $7,349.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1994–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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