608 Olive Springs Rd, Soquel, CA 95073 Property Records

Santa Cruz County property record for 608 Olive Springs Rd, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,808 sqft · built 1983
Lot Size	2.88 acres (125,627 sqft)
Owner	Individual Name on File
Last Sale	$1,020,000 (Aug 2023)
Tax Bill	$11,948 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`103-081-16`

Property Details

APN / Parcel Number

Primary APN	`103-081-16`
Alternative APN	`103-081-16-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,808 sqft Living Area
Gross Area	2,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	125,627 sqft
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	608 OLIVE SPRINGS RD
City	SOQUEL
State	CA
Zip	95073-9649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1009
Census Tract	122001

Owner

608 Olive Springs Rd is owned and occupied by an individual who bought it in August 2023.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	608 OLIVE SPRINGS RD, SOQUEL, CA 95073-9649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Grant Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 10, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jan 12, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Prior Sale	Jan 12, 2017 · Amount on File
Deed Document Number	202315251
Prior Transfer Date	Aug 21, 2019
Prior Transfer Doc	0000026787
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 15, 2023
Property Address	608 OLIVE SPRINGS RD, SOQUEL, CA 95073-9649
Document Number	0000015251
Instrument Date	Aug 8, 2023
Instrument	2023-0015251
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	608 OLIVE SPRINGS RD, SOQUEL, CA 95073-9649

Mortgage

Document Number	0000015252
Date	Aug 15, 2023
Instrument	2023-0015252

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	608 OLIVE SPRINGS RD, SOQUEL, CA 95073-9649
Document Number	0000018371
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	608 OLIVE SPRINGS RD SOQUEL CA 950739649, SOQUEL, CA 95073-9649

Mortgage

Document Number	0000018371
Date	May 29, 2020
Instrument	18371

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 28, 2040

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 10, 2019
Property Address	608 OLIVE SPRINGS RD, SOQUEL, CA 95073-9649
Document Number	0000026787
Instrument Date	Aug 21, 2019
Instrument	2019-0026787
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE CO SALINAS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	608 OLIVE SPRINGS RD, SOQUEL, CA 95073-9649

Mortgage

Document Number	0000026788
Date	Sep 10, 2019
Instrument	2019-0026788

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 12, 2017
Property Address	608 OLIVE SPRINGS RD, SOQUEL, CA 95073-9649
Document Number	0000001419
Instrument Date	Jan 5, 2017
Instrument	2017-0001419
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	608 OLIVE SPRINGS RD, SOQUEL, CA 95073-9649

Mortgage

Document Number	0000001420
Date	Jan 12, 2017
Instrument	2017-0001420

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 608 Olive Springs Rd was $11,948 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Mountain Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,061,208 (+2%) Land $889,542 Building $171,666
2025	$11,948.00 Homeowner's exemption	$1,040,400 Land $872,100 Building $168,300
2023	$6,810.00 (+1.41%) Homeowner's exemption	$593,088 Land $471,129 Building $121,959	$891,540
2022	$6,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 608 Olive Springs Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	25 (1982–2023)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 11 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 608 Olive Springs Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio.

Cell Coverage

5G and 4G LTE (outdoors only)

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