608 Neptune Ave, #10, Encinitas, CA 92024 Property Records

San Diego County property record for 608 Neptune Ave, #10, Encinitas, CA 92024

Property Summary

Property Type	Duplex
Details	3 bd · 4.5 ba · 3,224 sqft · built 1975
Lot Size	0.2 acres (8,696 sqft)
Owner	Company Name on Record
Last Sale	$11,500,000 (Jul 2023)
Tax Bill	$127,417 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jul 2023 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`256-084-02-00`

Property Details

APN / Parcel Number

Primary APN	`256-084-02-00`
Alternative APN	`2560710200`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Building Area	3,224 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Duplex Single
Lot Area	8,696 sqft (0.2 acres)
View / Lot	Ocean

Location & Zoning

Old Parcel Number	2560710200
Street Address	608 NEPTUNE AVE, 10
City	ENCINITAS
State	CA
Zip	92024-2021
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R8
Legal Description	BLK F LOT 10 POR TR 001935
Legal Subdivision	SOUTH COAST PARK
Legal Tract	001935
Legal Block	F
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17702

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5580 LA JOLLA BLVD, LA JOLLA, CA 92037-7651
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jul 14, 2023	Grant Deed, Transfer CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD
Oct 27, 2020	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Sep 16, 2019	Loan Modification, Mortgage AXOS BK
Dec 28, 2021	Grant Deed, Transfer
Oct 25, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO
Oct 25, 2018	Grant Deed, Transfer · ARM AXOS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Oct 25, 2018 · Amount on Record
Deed Document Number	2023183884
Prior Transfer Date	Dec 3, 1993
Prior Transfer Doc	0000872080
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	608 NEPTUNE AVE # 10, 10, ENCINITAS, CA 92024-2021
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17225 CALLE MAYOR, RANCHO SANTA FE, CA 92067

Mortgage

Document Number	0000458501
Date	Dec 6, 2022
Instrument	2022-0458501

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 14, 2023
Property Address	608 NEPTUNE AVE # 10, 10, ENCINITAS, CA 92024-2021
Document Number	0000183884
Map Reference	MAP 1935
Instrument Date	Jul 10, 2023
Instrument	2023-0183884
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5580 LA JOLLA BLVD # 392, 392, LA JOLLA, CA 92037-7651

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2020
Property Address	608 NEPTUNE AVE # 10, 10, ENCINITAS, CA 92024-2021
Document Number	0000658645
Map Reference	MAP 1935
Instrument Date	Oct 23, 2020
Instrument	2020-0658645
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 PATTY LN, ENCINITAS, CA 92024-1629

Mortgage

Document Number	0000658646
Date	Oct 27, 2020
Instrument	2020-0658646

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	608 NEPTUNE AVE # 10, 10, ENCINITAS, CA 92024-2021
Document Number	0000454881
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608-610 NEPTUNE AVE ESCONDIDO CA 92025, ESCONDIDO, CA 92025

Mortgage

Document Number	0000454881
Date	Oct 10, 2019
Instrument	454881

Lender

Name	AXOS BK

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 9, 2024

Interest

Rate Type	Adjustable Rate
Rate	4.12%

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 28, 2021
Property Address	608 NEPTUNE AVE # 10, 10, ENCINITAS, CA 92024-2021
Document Number	0000868662
Map Reference	MAP 1935
Instrument Date	Jan 9, 2019
Instrument	2021-0868662
Transaction Type	Transfer
Record Updated	Jan 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 NEPTUNE AVE # 610, 610, ENCINITAS, CA 92024-2021

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2018
Property Address	608 NEPTUNE AVE # 10, 10, ENCINITAS, CA 92024-2021
Document Number	0000447545
Instrument Date	Sep 12, 2018
Instrument	447545
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	335 PATTY LN ENCINITAS CA 920241629, ENCINITAS, CA 92024-1629

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2018
Property Address	608 NEPTUNE AVE # 10, 10, ENCINITAS, CA 92024-2021
Document Number	0000447546
Map Reference	MAP 1935
Instrument Date	Sep 5, 2018
Instrument	2018-0447546
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 PATTY LN, ENCINITAS, CA 92024-1629

Mortgage

Document Number	0000447547
Date	Oct 25, 2018
Instrument	2018-0447547

Lender

Name	AXOS BANK
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	11.7%
Index	1-Year LIBOR
Max Rate	11.7%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$11,964,600 (+2%) Land $11,444,400 Building $520,200
2025	$127,417.00 (+140.78%)	$11,730,000 (+138.38%) Land $11,220,000 Building $510,000
2023	$52,919.00 (+6.46%)	$4,920,686 (+6.39%) Land $4,503,247 Building $417,439
2022	$49,709.00	$4,625,184 Land $4,414,949 Building $210,235

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1993–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Jan 2024 · 2 claims Severe Storms, Flooding, Landslides, And Mud And Debris Flows, Feb 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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