608 N Porter St, Elgin, IL 60120 Property Records

Kane County property record for 608 N Porter St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 988 sqft · built 1900
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Apr 2014)
Tax Bill$4,633 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN06-12-408-009

Property Details

APN / Parcel Number

Primary APN06-12-408-009

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area988 sqft Living Area
Gross Area1,976 sqft
1st Floor Area988 sqft
Basement Area988 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address608 N PORTER ST
CityELGIN
StateIL
Zip60120-3922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW H WILCOXS ADDN LOT 8 BLOCK 6
Legal SubdivisionW H WILCOXS ADDN
Legal Block6
Legal Lot Number8
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4005
Census Tract850800

Owner

608 N Porter St is owned and occupied by an individual who bought it in April 2014.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address608 N PORTER ST, ELGIN, IL 60120-3922
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2014 · Amount on File
Deed SaleApr 29, 2014 · Amount on File
Prior SaleMar 8, 2013
Deed Document Number201420182
Prior Transfer DateJan 15, 2009
Prior Transfer Doc0000043445
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address608 N PORTER ST, ELGIN, IL 60120-3922
Transaction TypeMortgage
Record UpdatedMar 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011467
DateFeb 28, 2022
Instrument2022K011467
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2037
Interest
Rate3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 608 N Porter St was $4,633 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,633.00 Homeowner's exemption$68,734 (+8.57%) Land $20,696 Building $48,038$206,285 (+8.57%) Land $62,113 Building $144,172
2024$63,308 Land $19,062 Building $44,246$190,000 Land $57,209 Building $132,791
2022$4,001.00 (+4.9%) Homeowner's exemption$52,151 (+6.96%) Land $15,703 Building $36,448$156,453 (+6.96%) Land $47,109 Building $109,344
2021$3,814.00 Homeowner's exemption$48,757 Land $14,681 Building $34,076$146,271 Land $44,043 Building $102,228

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 608 N Porter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 608 N Porter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile.

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