608 McCranie Rd, Lakeland, FL 33809 Property Records

Polk County property record for 608 McCranie Rd, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,261 sqft · built 2005
Lot Size	9.7 acres (422,728 sqft)
Owner	Individual Name on Record
Last Sale	$182,700 (Mar 2009)
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24-27-18-000000-011020`

Property Details

APN / Parcel Number

Primary APN	`24-27-18-000000-011020`
Alternative APNs	`182724000000011020` `82724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,261 sqft Living Area
Gross Area	2,156 sqft
1st Floor Area	2,156 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	422,728 sqft
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	1,000 sqft
Pool Type	Enclosed Pool
Porch	Screened/Unfinished Porch
Porch Area	544 sqft

Location & Zoning

Street Address	608 MCCRANIE RD
City	LAKELAND
State	FL
Zip	33809-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	COMM SW COR OF N1/2 OF NE1/4 RUN N 528.8 FT FOR POB CONT N 504.90 FT E 915.71 FT S 8.67 FT TO NW COR HALMAC HGTS CONT S 271.53 FT W 189.37 FT S 230.03 FT W 727.36 FT TO POB
Legal Range	24E
Legal Township	27S
Legal Section	18
Legal Subdivision	BLOODWORTHS RESUBDIVISION
Legal Tract	000000
Legal Block	2
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2000
Census Tract	12303

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	608 MCCRANIE RD, LAKELAND, FL 33809-2320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2009 · Amount on Record
Deed Sale	Mar 10, 2009 · Amount on Record
Deed Document Number	200941551
Deed Book / Page	7833 / 1700
Prior Transfer Date	Feb 27, 2009
Prior Transfer Doc	0000041551
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	608 MCCRANIE RD, LAKELAND, FL 33809-2320
Document Number	0105791067
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	608 MCCRANIE RD LAKELAND FL 338092320, LAKELAND, FL 33809-2320

Mortgage

Document Number	0105791067
Date	Aug 13, 2018
Book Page	010579/001067
Instrument	171858

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 12, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,225 (+6.67%)	$548,373 (+14.27%) Land $116,541 Building $431,832
2025	$2,016.00 (-15.86%) Homeowner's exemption	$196,134 (+5.99%)	$479,905 (-11.92%) Land $116,541 Building $363,364
2023	$2,396.00 (+3.36%) Homeowner's exemption	$185,054 (+3%)	$544,853 (+15.64%) Land $113,159 Building $431,694
2022	$2,318.00 Homeowner's exemption	$179,664	$471,166 Land $93,070 Building $378,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1998–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20