608 Main St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 608 Main St, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	3,501 sqft · built 1910
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,000 (Jan 2018)
Deeds & Mortgages	Dec 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-28-157-002`

Property Details

APN / Parcel Number

Primary APN	`09-28-157-002`
Alternative APN	`460B128`

Interior

Building Area	3,501 sqft Living Area

Exterior

Year Built	Built 1910
Lot Area	13,939 sqft (0.319 acres)

Location & Zoning

Old Parcel Number	460B128
Street Address	608 MAIN ST
City	PECATONICA
State	IL
Zip	61063-7772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF PECATONICA N20FT + S28FT N48FTE24FT LT 8 ALL LOT 009 BLOCK 016
Legal Township	08N
Legal Subdivision	VILLAGE/PECATONICA
Legal Block	16
Legal Lot Number	8-9
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	1
Census Block	1049
Census Tract	4300

Owner

Source: Winnebago County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	608 MAIN ST, PECATONICA, IL 61063-7772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jan 16, 2018	Grant Deed, Transfer · Line of Credit GERMAN AMERICAN ST BK
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit ALPINE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2018 · Amount on Record
Deed Sale	Jan 16, 2018 · Amount on Record
Prior Sale	Aug 9, 2010
Deed Document Number	1801470
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	608 MAIN ST, PECATONICA, IL 61063-7772
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043010
Date	Dec 1, 2021
Instrument	2143010

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	608 MAIN ST, PECATONICA, IL 61063-7772
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015609
Date	May 5, 2021
Instrument	2115609

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 16, 2018
Property Address	608 MAIN ST, PECATONICA, IL 61063-7772
Document Number	0001001470
Instrument Date	Jan 11, 2018
Instrument	1001470
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	608 MAIN ST PECATONICA IL 610637739, PECATONICA, IL 61063-7739

Mortgage

Document Number	1001471
Date	Jan 16, 2018
Instrument	1001471

Lender

Name	GERMAN AMERICAN ST BK
Address	GERMAN VALLEY, IL 61039

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	1.73%

Mortgage

Document Number	1001739,
Date	Jan 16, 2018
Instrument	1001739

Lender

Name	GERMAN AMERICAN ST BK
Address	GERMAN VALLEY, IL 61039

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	608 MAIN ST, PECATONICA, IL 61063-7772
Document Number	0001016398
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	608 MAIN ST PECATONICA IL 610637739, PECATONICA, IL 61063-7739

Mortgage

Document Number	0001016398
Date	May 31, 2017
Instrument	1016398

Lender

Name	ALPINE BK&TR
Type	Bank
Address	ROCKFORD, IL 61107

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$52,612 Land $5,018 Building $47,594	$157,836 Land $15,054 Building $142,782

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200
AT&T Fixed Wireless	100 / 20

May also be available: AaroBand.

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