Union County property record for 608 John St, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 1,416 sqft · built 2020 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Jun 2021) |
| Tax Bill | $2,453 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-228-127A |
| Primary APN | 09-228-127A |
|---|
| Building Area | 1,416 sqft Total Area |
|---|
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Street Address | 608 JOHN ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-3255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #3 OPCP127 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 20406 |
Source: Union County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 608 JOHN ST, MONROE, NC 28110-3255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 1, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2021 · Amount on Record |
| Deed Sale | Jun 7, 2021 · Amount on Record |
| Deed Document Number | 202126950 |
| Deed Book / Page | 8128 / 347 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 7, 2021 |
| Property Address | 608 JOHN ST, MONROE, NC 28110-3255 |
| Document Number | 0008128347 |
| Book / Page | 8128 / 347 |
| Map Reference | MB P PG 127 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 26950 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4389 INDIAN TRAIL FAIRVIEW RD, INDIAN TRAIL, NC 28079-9639 |
| Name | Verified Name |
|---|---|
| Address | 608 JOHN ST, MONROE, NC 28110-3255 |
| Document Number | 0000026951 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 26951 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.5% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 1, 2021 |
| Property Address | 608 JOHN ST, MONROE, NC 28110-3255 |
| Document Number | 0008120724 |
| Book / Page | 8120 / 724 |
| Instrument Date | May 24, 2021 |
| Instrument | 25835 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4606 PEBBLE RUN DR, MATTHEWS, NC 28105-5460 |
| Name | Verified Name |
|---|---|
| Address | 4389 INDIAN TRAIL FAIRVIEW RD, INDIAN TRAIL, NC 28079-9639 |
| Investor | Possibly a Property Investor |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,453.00 (-1.88%) | $280,600 (+22.37%) Land $37,400 Building $243,200 | $280,600 (+22.37%) Land $37,400 Building $243,200 |
| 2023 | $2,500.00 | $229,300 Land $14,000 Building $215,300 | $229,300 Land $14,000 Building $215,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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