Monroe County property record for 608 Hartman Ln, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,552 sqft · built 2000 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,347 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-36-101-021-000 |
| Primary APN | 07-36-101-021-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 1,552 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 660 sqft |
| Porch | Slab |
| Porch Area | 210 sqft |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 608 HARTMAN LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 21 THE MEADOWS |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 36 |
| Legal Subdivision | THE MEADOWS |
| Legal Lot Number | 21 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 27 |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 600501 |
608 Hartman Ln is owned and occupied by an individual.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 608 HARTMAN LN, WATERLOO, IL 62298-1859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 608 HARTMAN LN, WATERLOO, IL 62298-1859 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000419780 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 419780 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 608 Hartman Ln was $5,347, up 5.8% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,347.00 (+5.8%) Homeowner's exemption | $93,390 Land $16,390 Building $77,000 | $280,170 Land $49,170 Building $231,000 |
| 2024 | $5,054.00 | ||
| 2022 | Additional exemption filed | $74,960 Land $15,140 Building $59,820 | $224,880 Land $45,420 Building $179,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 608 Hartman Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1993) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 608 Hartman Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
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