608 Forest Lakes Dr, Sterrett, AL 35147 Property Records

Shelby County property record for 608 Forest Lakes Dr, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,480 sqft · built 2001
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Nov 2022)
Tax Bill	$1,147 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`095210000001317`

Property Details

APN / Parcel Number

Primary APN	`095210000001317`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,480 sqft Heated Area
1st Floor Area	1,480 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	608 FOREST LAKES DR
City	STERRETT
State	AL
Zip	35147-8136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 21 19S 01W 2002 ANNEX ORD # X-01-09-04-154 NBRHD: 17 FOREST LAKES R-2
Legal Range	01W
Legal Township	19S
Legal Section	21
Legal Subdivision	FOREST LAKES SECTOR 1
Legal Lot Number	3
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2012
Census Tract	30215

Owner

Source: Shelby County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	608 FOREST LAKES DR, STERRETT, AL 35147-8136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Survivorship Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 25, 2018	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Sep 14, 2018	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Prior Sale	Sep 14, 2018 · Amount on Record
Deed Document Number	2022437200
Prior Transfer Date	Sep 13, 2018
Prior Transfer Doc	0000330440
Record Updated	Jun 8, 2026

November 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	SHELBY AL
Recording Date	Nov 30, 2022
Property Address	608 FOREST LAKES DR, STERRETT, AL 35147-8136
Document Number	0000437200
Map Reference	MB 28 PG 94
Instrument Date	Nov 29, 2022
Instrument	20221130000437200
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 FOREST LAKES DR, STERRETT, AL 35147-8136

Mortgage

Document Number	0000437210
Date	Nov 30, 2022
Instrument	20221130000437210

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	608 FOREST LAKES DR, STERRETT, AL 35147-8136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000377150
Date	Oct 25, 2018
Instrument	20181025000377150

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Sep 14, 2018
Property Address	608 FOREST LAKES DR, STERRETT, AL 35147-8136
Document Number	0000330440
Map Reference	MB28 PG94
Instrument Date	Sep 13, 2018
Instrument	20180914000330440
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	608 FOREST LAKES DR, STERRETT, AL 35147-8136

Mortgage

Document Number	0000330450
Date	Sep 14, 2018
Instrument	20180914000330450

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,147.00 (+12.12%)	$26,080 (+7.77%)	$260,800 (+7.77%) Land $85,000 Building $175,800
2023	$1,023.00	$24,200	$242,000 Land $68,000 Building $174,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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