Stearns County property record for 608 Emma Dr SE, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.75 ba · 1,589 sqft · built 2005 |
| Lot Size | 0.535 acres (23,341 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,274 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29320-0547 |
| Primary APN | 48-29320-0547 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Building Area | 1,589 sqft Living Area |
| Gross Area | 2,284 sqft |
| 1st Floor Area | 1,271 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Rambler |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 23,341 sqft (0.535 acres) |
| Garage Type | Attached |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 494 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Old Parcel Number | 48.29320.0503 |
|---|---|
| Street Address | 608 EMMA DR SE |
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 004 BLOCK 001 OF EMMA'S ESTATES; LOT 005 BLOCK 001 OF EMMA'S ESTATES LOTS 4 & 5 BLK 1 |
| Legal Range | 30 |
| Legal Township | 123 |
| Legal Section | 23 |
| Legal Subdivision | EMMAS ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 4-5 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29320-0547
Assessment roll updated February 1, 2023 · Last verified April 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 608 EMMA DR SE, COLD SPRING, MN 56320-1454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 07, 2026 |
Source: Stearns County records · Assessment roll updated February 1, 2023 · Last verified April 2024
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,274.00 | $370,600 Land $51,500 Building $319,100 | $370,600 Land $51,500 Building $319,100 |
Source: FEMA National Flood Hazard Layer as of September 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 1,250 / 60 |
| Starlink Satellite | 280 / 30 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: Verizon.
Based on FCC filings for 38 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Cold Spring serves 4,201 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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