Allegany County property record for 608 Elm St, Cumberland, MD 21502
| Property Type | Store with Apartments |
|---|---|
| Details | 2 ba · 2,400 sqft · built 1890 |
| Lot Size | 0.044 acres (1,924 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $20,000 (Nov 2012) |
| Tax Bill | $422 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-009452 |
| Primary APN | 04-009452 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Total Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 1,924 sqft (0.044 acres) |
| Lot Dimensions | 52 ft deep x 38 ft wide |
| Porch | Slab |
| Porch Area | 340 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 009452 |
|---|---|
| Street Address | 608 ELM ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-3510 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Store with Apartments |
| Legal Description | 608-610 ELM ST PT LOT 49 38X52 HALEYS ADDN |
| Legal Subdivision | HALEYS ADD |
| Legal Lot Number | 49 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 600 |
Source: Allegany County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 302 CARL ST, ROCKVILLE, MD 20851-1139 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2012 · Amount on Record |
| Deed Sale | Nov 30, 2012 · Amount on Record |
| Prior Sale | Apr 19, 2010 · Amount on Record |
| Deed Book / Page | 1923 / 25 |
| Record Updated | Sep 20, 2026 |
Source: Allegany County assessment roll, as of July 31, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,600 (+47.43%) Land $1,700 Building $49,900 | $51,600 (+47.43%) Land $1,700 Building $49,900 | |
| 2025 | $422.00 (+29.85%) | ||
| 2023 | $325.00 | $35,000 Land $1,700 Building $33,300 | $35,000 Land $1,700 Building $33,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
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