608 E Montgomery St, Sparta, WI 54656 Property Records

Monroe County property record for 608 E Montgomery St, Sparta, WI 54656

Property Summary

Property Type	Single Family Home
Lot Size	0.384 acres (16,727 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,559 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`281-01638-0000`

Property Details

APN / Parcel Number

Primary APN	`281-01638-0000`
Alternative APN	`281-480-008-003`

Exterior

Lot Area	16,727 sqft (0.384 acres)

Location & Zoning

Street Address	608 E MONTGOMERY ST
City	SPARTA
State	WI
Zip	54656-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLK 8, Z.K. JEWETT SUBD; & PRT OF OL 13, ASSESSOR'S
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	Z K JEWETTS
Legal Block	8
Legal Lot Number	3
Jurisdiction	MONROE WI
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3023
Census Tract	950400

Owner

Source: Monroe County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	608 E MONTGOMERY ST, SPARTA, WI 54656-1315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage MARINE CU
May 3, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Feb 26, 2021	Intrafamily Transfer, Transfer · FHA Mortgage MERIDIAN HOME LOANS MORTGAGE
Dec 13, 2018	Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021
Deed Sale	Feb 26, 2021
Prior Sale	Dec 13, 2018 · Amount on Record
Deed Document Number	2021697012
Prior Transfer Date	Feb 19, 2021
Prior Transfer Doc	0000697012
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	608 E MONTGOMERY ST, SPARTA, WI 54656-1315
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000733181
Date	Mar 27, 2026
Instrument	733181

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2036

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	608 E MONTGOMERY ST, SPARTA, WI 54656-1315
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000714563
Date	May 3, 2023
Instrument	714563

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 2, 2033

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE WI
Recording Date	Feb 26, 2021
Property Address	608 E MONTGOMERY ST, SPARTA, WI 54656-1315
Document Number	0000697012
Instrument Date	Feb 19, 2021
Instrument	697012
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 E MONTGOMERY ST, SPARTA, WI 54656-1315

Mortgage

Document Number	0000697013
Date	Feb 26, 2021
Instrument	697013

Lender

Name	MERIDIAN HOME LOANS MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Dec 13, 2018
Property Address	608 E MONTGOMERY ST, SPARTA, WI 54656-1315
Document Number	0000677496
Instrument Date	Dec 7, 2018
Instrument	677496
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000677497
Date	Dec 13, 2018
Instrument	677497

Lender

Name	UNIVERSAL LENDING CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
Municipality	Sparta City
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,559.00 (+28.86%) Homeowner's exemption	$239,100 (+25.25%) Land $37,100 Building $202,000	$238,900 (+27.14%)
2023	$2,762.00 Homeowner's exemption	$190,900 Land $30,700 Building $160,200	$187,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lynxx Networks.

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