608 E Montgomery Ave, Spokane, WA 99207 Property Records

Spokane County property record for 608 E Montgomery Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 744 sqft · built 1908
Lot Size	0.14 acres (6,086 sqft)
Owner	Individual Name on File
Last Sale	$59,000 (Apr 2004)
Tax Bill	$425 (2026)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35083.0806`

Property Details

APN / Parcel Number

Primary APN	`35083.0806`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	744 sqft Living Area
Gross Area	808 sqft
1st Floor Area	744 sqft
Basement Area	64 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Bungalow
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,086 sqft (0.14 acres)
Lot Dimensions	142 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	290 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	72 sqft
Canopy	72 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	608 E MONTGOMERY AVE
City	SPOKANE
State	WA
Zip	99207-2665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HEATHS HEATHS SUB L6 B8
Legal Range	43E
Legal Township	25N
Legal Section	08
Legal Subdivision	HEATHS HEATHS SUB
Legal Block	8
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1029
Census Tract	2501

Owner

608 E Montgomery Ave is owned and occupied by an individual who bought it in April 2004.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	608 E MONTGOMERY AVE, SPOKANE, WA 99207-2665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2004 · Amount on File
Deed Sale	Apr 19, 2004 · Amount on File
Prior Sale	Oct 2, 1996 · Amount on File
Deed Document Number	20045059061
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Jun 30, 2026
Property Address	608 E MONTGOMERY AVE, SPOKANE, WA 99207-2665
Document Number	0007498485
Instrument Date	Jun 15, 2026
Instrument	20267498485
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 E MONTGOMERY AVE, SPOKANE, WA 99207-2665

Mortgage

Document Number	0007498485,
Date	Jun 30, 2026
Instrument	20267498485

Lender

Name	WASHINGTON TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.71%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 608 E Montgomery Ave was $425 with a senior citizen's exemption, up 13.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$425.00 (+13.33%) Senior Citizen's exemption	$193,200 Land $80,000 Building $113,200	$193,200 Land $80,000 Building $113,200
2025	$375.00 Disabled Person's exemption Senior Citizen's exemption
2024		$190,000 (+36.3%) Land $65,000 Building $125,000	$190,000 (+36.3%) Land $65,000 Building $125,000
2023	$1,864.00 (+13.87%)	$139,400 Land $45,000 Building $94,400	$139,400 Land $45,000 Building $94,400
2022	$1,637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 608 E Montgomery Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 608 E Montgomery Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20