Frederick County property record for 608 E Main St, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 832 sqft · built 1952 |
| Lot Size | 0.284 acres (12,375 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,463 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-329882 |
| Primary APN | 15-329882 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| Gross Area | 1,072 sqft |
| 1st Floor Area | 832 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,375 sqft (0.284 acres) |
| Lot Dimensions | 225 ft deep x 55 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 329882 |
|---|---|
| Street Address | 608 E MAIN ST |
| City | THURMONT |
| State | MD |
| Zip | 21788-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 55 X 225 608 E. MAIN ST. THURMONT |
| Legal Subdivision | THURMONT |
| Legal Block | 240 |
| Legal Lot Number | 608 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 753001 |
Source: Frederick County records · APN 15-329882
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 608 E MAIN ST, THURMONT, MD 21788-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Dec 13, 2019 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 10, 2021 |
| Deed Sale | Aug 10, 2021 |
| Prior Sale | Dec 24, 2002 |
| Deed Book / Page | 15176 / 458 |
| Prior Transfer Date | Jun 10, 2021 |
| Prior Transfer Doc | 0151760458 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 10, 2021 |
| Property Address | 608 E MAIN ST, THURMONT, MD 21788-1721 |
| Document Number | 0151760458 |
| Book / Page | 15176 / 458 |
| Map Reference | MB STH FO 42 |
| Instrument Date | Jun 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 608 E MAIN ST, THURMONT, MD 21788-1721 |
| Document Number | 15176464 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 15176/464 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 608 E MAIN ST, THURMONT, MD 21788-1721 |
| Document Number | 0134290295 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | EXCALIBUR TITLE AND ESCROW LLC, EXCALIBUR TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 608 E MAIN ST THURMONT MD 217881721, THURMONT, MD 21788-1721 |
| Document Number | 0134290295 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 013429/000295 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2049 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $169,900 (+16.29%) | $181,800 (+24.44%) Land $61,200 Building $120,600 | |
| 2024 | $2,463.00 (+8.6%) | ||
| 2023 | $2,268.00 | $146,100 Land $57,600 Building $88,500 | $146,100 Land $57,600 Building $88,500 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 308 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF THURMONT serves 6,200 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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