608 E Frank St, Caro, MI 48723 Property Records

Tuscola County property record for 608 E Frank St, Caro, MI 48723

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 896 sqft
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jul 2026)
Tax Bill	$1,404 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-500-464-0500-00`

Property Details

APN / Parcel Number

Primary APN	`050-500-464-0500-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	896 sqft Building Perimeter
1st Floor Area	896 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Lot Area	6,534 sqft (0.15 acres)
Garage Area	792 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	608 E FRANK ST
City	CARO
State	MI
Zip	48723-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	475-0172-000 SEC 03 T12N R9E LOT 5 BLK 14 CHAS MONTAGUES SUB VILL OF CARO.
Legal Range	09E
Legal Township	12N
Legal Section	03
Legal Subdivision	CHAS MONTAGUES SUB
Legal Block	14
Legal Lot Number	5
Jurisdiction	TUSCOLA MI
Township / Civil Division	CARO
Census Block Group	3
Census Block	3002
Census Tract	700

Owner

Source: Tuscola County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5607 N SHAWN DR, SAGINAW, MI 48601-9230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CREDIT UNION
Jul 31, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage THUMB NAT'L BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Deed Document Number	2026
Deed Book / Page	1605 / 695
Prior Transfer Date	Jul 15, 2026
Prior Transfer Doc	1605000693
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	Jul 31, 2026
Property Address	608 E FRANK ST, CARO, MI 48723-1622
Document Number	1605000695
Book / Page	1605 / 695
Instrument Date	Jul 31, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$104,232.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1605000696,
Date	Jul 31, 2026
Book Page	1605/696

Lender

Name	FRANKENMUTH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TUSCOLA MI
Recording Date	Jul 31, 2026
Property Address	608 E FRANK ST, CARO, MI 48723-1622
Document Number	1605000693
Book / Page	1605 / 693
Instrument Date	Jul 15, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1723 GUN CLUB RD, CARO, MI 48723-9032

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	608 E FRANK ST, CARO, MI 48723-1622
Document Number	0001011090
Book / Page	001375 / 000582
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 E FRANK ST CARO MI 487231622, CARO, MI 48723-1622

Mortgage

Document Number	0001011090
Date	Jun 2, 2017
Book Page	001375/000582
Instrument	1011090

Lender

Name	THUMB NAT'L BK&TR
Type	Bank
Address	PIGEON, MI 48755

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2027

Tax Assessment & Valuation

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Caro City
County	Tuscola County
Unified School District	Caro Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,400 (+14.22%)	$94,800 (+14.22%)
2025	$1,404.00 (+3.46%) Homeowner's exemption	$41,500 (+8.07%)	$83,000 (+8.07%)
2024	$1,357.00 (+14.9%)
2023		$38,400	$76,800
2020	$1,181.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARO serves 5,029 people · EPA ID MI0001130
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Air Advantage, AVS Broadband.

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