608 Delta Way, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 608 Delta Way, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 892 sqft · built 1970
Lot Size	0.084 acres (3,659 sqft)
Owner	Individual Name on File
Last Sale	$351,500 (Dec 2016)
Tax Bill	$2,313 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`017-364-03`

Property Details

APN / Parcel Number

Primary APN	`017-364-03`
Alternative APN	`017-364-03-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	892 sqft Living Area
Gross Area	1,236 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1996
Construction Type	Wood
Roof Material	Other
Lot Area	3,659 sqft (0.084 acres)
Garage Type	Attached
Garage Area	344 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	608 DELTA WAY
City	WATSONVILLE
State	CA
Zip	95076-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 525
Legal Subdivision	TRACT 525 BAY VILLAGE
Legal Tract	525
Legal Lot Number	185
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2000
Census Tract	110102

Owner

608 Delta Way is owned and occupied by an individual who bought it in December 2016.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	608 DELTA WAY, WATSONVILLE, CA 95076-3622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2016 · Amount on File
Deed Sale	Dec 13, 2016 · Amount on File
Prior Sale	Feb 9, 2005 · Amount on File
Deed Document Number	201649735
Prior Transfer Date	Aug 17, 2016
Prior Transfer Doc	0000041248
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	608 DELTA WAY, WATSONVILLE, CA 95076-3622
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 DELTA WAY, WATSONVILLE, CA 95076-3622

Mortgage

Document Number	0000007284
Date	Feb 8, 2021
Instrument	2021-0007284

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 608 Delta Way was $2,313 with a veteran's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,104 (+2%) Land $291,273 Building $124,831
2025	$2,313.00 Disabled Person's exemption Veteran's exemption	$407,946 Land $285,562 Building $122,384
2023	$2,142.00 (-4.2%) Disabled Person's exemption Veteran's exemption	$392,104 Land $274,473 Building $117,631	$477,810
2022	$2,236.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 608 Delta Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	19 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 608 Delta Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL	100 / 20