608 Decorah Ave, Decorah, IA 52101 Property Records

Winneshiek County property record for 608 Decorah Ave, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 905 sqft · built 1944
Lot Size	0.152 acres (6,625 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Sep 2026)
Tax Bill	$2,412 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`111516300900`

Property Details

APN / Parcel Number

Primary APN	`111516300900`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	905 sqft Living Area
1st Floor Area	624 sqft
Attic	Attic
Attic Area	281 sqft
Basement Area	624 sqft
Finished Basement	450 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,625 sqft (0.152 acres)
Lot Dimensions	125 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	180 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	608 DECORAH AVE
City	DECORAH
State	IA
Zip	52101-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 11 PARK ADDN
Legal Range	08W
Legal Township	98N
Legal Section	15
Legal Subdivision	PARK ADD
Legal Block	11
Legal Lot Number	7
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	1
Census Block	1043
Census Tract	950200

Owner

608 Decorah Ave is owned and occupied by two individuals who bought it in September 2026.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	608 DECORAH AVE, DECORAH, IA 52101-1428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · Conventional Mortgage DECORAH BANK AND TRUST
Sep 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK AND TRUST
Aug 1, 2023	Warranty Deed, Transfer · Line of Credit NORTHEAST SECURITY BANK
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Aug 2, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage DECORAH BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on File
Deed Sale	Sep 11, 2026 · Amount on File
Prior Sale	Aug 1, 2023 · Amount on File
Deed Document Number	20262318
Deed Book / Page	2026 / 2318
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Sep 11, 2026
Property Address	608 DECORAH AVE, DECORAH, IA 52101-1428
Document Number	0000002318
Book / Page	2026 / 2318
Instrument Date	Sep 11, 2026
Instrument	20262318
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 DECORAH AVE, DECORAH, IA 52101-1428

Mortgage

Document Number	0000002349,
Date	Sep 11, 2026
Instrument	20262349

Lender

Name	DECORAH BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Recording Date	Sep 15, 2026
Property Address	608 DECORAH AVE, DECORAH, IA 52101-1428
Document Number	0000002349
Book / Page	2026 / 2349
Instrument Date	Sep 11, 2026
Instrument	20262349
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 DECORAH AVE, DECORAH, IA 52101-1428

Mortgage

Document Number	0000002349,
Date	Sep 15, 2026
Book Page	2026/2349
Instrument	20262349

Lender

Name	DECORAH BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Aug 1, 2023
Property Address	608 DECORAH AVE, DECORAH, IA 52101-1428
Document Number	02023/1895
Book / Page	2023 / 1895
Instrument Date	Jul 31, 2023
Instrument	2023 1895
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 DECORAH AVE, DECORAH, IA 52101-1428

Mortgage

Document Number	0020231900
Date	Aug 1, 2023
Instrument	2023 1900

Lender

Name	NORTHEAST SECURITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	608 DECORAH AVE, DECORAH, IA 52101-1428
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/4623
Date	Nov 3, 2020
Book Page	2020/4623
Instrument	2020 4623

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 18, 2030

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Aug 2, 2019
Property Address	608 DECORAH AVE, DECORAH, IA 52101-1428
Document Number	2019/2066
Book / Page	2019 / 2066
Instrument Date	Jul 17, 2019
Instrument	2066
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 DECORAH AVE, DECORAH, IA 52101-1428

Mortgage

Document Number	02019/2067
Date	Aug 2, 2019
Book Page	2019/2067
Instrument	2067

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 608 Decorah Ave was $2,412.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,412.00	$139,450 (-) Land $26,760 Building $112,690	$139,450 (-) Land $26,760 Building $112,690
2025	$2,412.00 (+3.97%)	$139,450 Land $26,760 Building $112,690	$139,450 Land $26,760 Building $112,690
2024	$2,320.00
2023		$123,240 (+24.57%) Land $26,760 Building $96,480	$123,240 Land $26,760 Building $96,480
2022	$2,062.00	$98,930 Land $22,300 Building $76,630
2021			$98,930 Land $22,300 Building $76,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 608 Decorah Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 608 Decorah Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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