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608 Cotton Patch, Schertz, TX 78154 Property Records

Guadalupe County property record for 608 Cotton Patch, Schertz, TX 78154 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2,340 sqft · built 2011
Lot Size0.139 acres (6,050 sqft)
Owner2 Individual Names on File
Last Sale$174,200 (Jun 2010)
Tax Bill$4,489 (2022)
Deeds & MortgagesJan 2023 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN1G16643B0203400000

Property Details

APN / Parcel Number

Primary APN1G16643B0203400000
Alternative APNs
  • 000000139954
  • 000000133070
  • 139954

Interior

Stories2 Stories
Building Area2,340 sqft Living Area
Gross Area2,989 sqft
1st Floor Area1,339 sqft
2nd Floor Area10,015 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,050 sqft (0.139 acres)
Lot Dimensions110 ft deep x 55 ft wide
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area189 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address608 COTTON PATCH
CitySCHERTZ
StateTX
Zip78154-1842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKRAMER FARM UNIT #3 PHASE B BLOCK 2 LOT 34
Legal SubdivisionKRAMER FARM UNIT #3 PHASE B
Legal PhaseB
Legal Tract34
Legal Block2
Legal Lot Number34
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group3
Census Block3014
Census Tract210706

Owner

Source: Guadalupe County records · APN 1G16643B0203400000

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address608 COTTON PATCH, SCHERTZ, TX 78154-1842
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2023Deed of Trust, Mortgage · Commercial Mortgage
FROST BANK
Jun 15, 2020Deed of Trust, Mortgage · VA Mortgage
AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 25, 2010 · Amount on Record
Deed SaleJun 25, 2010 · Amount on Record
Deed Document Number201010695
Deed Book / Page2884 / 329
Prior Transfer DateJun 23, 2010
Prior Transfer Doc0000010695
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address608 COTTON PATCH, SCHERTZ, TX 78154-1842
Transaction TypeMortgage
Record UpdatedJan 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 COTTON, SCHERTZ, TX 78154

Mortgage

Document Number0099000551
DateJan 06, 2023
Instrument202399000551
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address608 COTTON PATCH, SCHERTZ, TX 78154-1842
Document Number0000015382
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedAug 05, 2020
Title CompanyORT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address608 COTTON PATCH SCHERTZ TX 781541842, SCHERTZ, TX 78154-1842

Mortgage

Document Number0000015382
DateJun 19, 2020
Instrument15382
Lender
NameAMERICAN PACIFIC MTG
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2050

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$301,632 (-5.11%) Land $42,465 Building $259,167$301,632 (-5.11%) Land $42,465 Building $259,167
2025$317,884 (-0.15%) Land $36,987 Building $280,897$317,884 (-0.15%) Land $36,987 Building $280,897
2023$318,372 Land $40,180 Building $278,192$318,372 Land $40,180 Building $278,192
2022$4,489.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872107063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 20 individual NFIP policies nearby
Nearby Flood Policies20 in force
Nearby Flood Claims4 (1998–2015)
Claims Outside the SFHA4 of 4
Most Recent ClaimMay 2015, other causes, Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims By Storm
  • Flooding 10/18/98, Oct 1998 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 598 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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