Albany County and Westerlo Town property record for 608 Co Rte 404, Westerlo, NY 12193 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2013 |
| Square Footage | 1,819 sqft Living Area |
| Lot Size | 135,036 sqft (3.1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $33,000 (2011) |
| Tax Bill | $3,759.00 (2025) |
Source: Albany County and Westerlo Town records · APN 013800 151.-1-18.14
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 608 COUNTY ROUTE 404, WESTERLO, NY 12193-3015 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment THE NATIONAL BANK OF COXSACKIE |
| Feb 15, 2019 | Deed of Trust, Mortgage · Line of Credit NATIONAL BK/COXSACKIE |
| Feb 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/COXSACKIE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 12, 2011 · Amount on Record |
| Deed Sale | Oct 12, 2011 · Amount on Record |
| Deed Doc Number | 201110979185 |
| Deed Book / Page | 3016 / 379 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 608 COUNTY ROUTE 404, WESTERLO, NY 12193-3015 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 608 CCR 404, WESTERLO, NY 12193 |
| Document Number | 0000000805 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | R2022-7805 |
| Name | THE NATIONAL BANK OF COXSACKIE |
|---|---|
| Type | Bank |
| Address | COXSACKIE, NY 12051 |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 09, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 608 COUNTY ROUTE 404, WESTERLO, NY 12193-3015 |
| Document Number | 0000003836 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 608 COUNTY ROUTE 404 WESTERLO NY 121933015, WESTERLO, NY 12193-3015 |
| Document Number | 0000003836 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 3836 |
| Name | NATIONAL BK/COXSACKIE |
|---|---|
| Type | Bank |
| Address | COXSACKIE, NY 12051-0400 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 25, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 608 COUNTY ROUTE 404, WESTERLO, NY 12193-3015 |
| Document Number | 0000006084 |
| Instrument Date | Feb 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Name | Verified Name |
|---|---|
| Address | 608 COUNTY ROUTE 404 WESTERLO NY 121933015, WESTERLO, NY 12193-3015 |
| Document Number | 0000006084 |
|---|---|
| Date | Mar 08, 2017 |
| Instrument | 6084 |
| Name | NATIONAL BK/COXSACKIE |
|---|---|
| Type | Bank |
| Address | GREENVILLE, NY 12083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 07, 2032 |
| Rate | 5.5% |
|---|
Source: Albany County and Westerlo Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Westerlo Town |
| Unified School District | Berne-Knox-Westerlo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,759.00 (+14.36%) Homeowner's exemption | $2,030 (-) Land $250 Building $1,780 | $350,000 (+10.34%) Land $43,103 Building $306,897 |
| 2023 | $2,030 (+4.1%) Land $250 Building $1,780 | $317,200 (+22%) Land $39,064 Building $278,136 | |
| 2022 | $1,950 Land $250 Building $1,700 | $260,000 Land $33,333 Building $226,667 | |
| 2021 | $3,287.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 013800 151.-1-18.14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,819 sqft Living Area |
| 1st Floor | 1,819 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 135,036 sqft (3.1 acres) |
| Lot Width | 203 ft Width |
| Pool Type | Above-Ground Pool Pool Type |
| Pole Structure | Pole Structure |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Account Number | 15100000010180140000 |
|---|---|
| Street Address | 608 COUNTY ROUTE 404 |
| City | WESTERLO |
| State | NY |
| Zip | 12193-3015 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | LANDS OF THERESA WINNE |
| Legal Block | 1 |
| Legal Lot Number | 18.014 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | WESTERLO |
| Census Blockgroup | 1 |
| Census Block | 1106 |
| Census Tract | 14803 |
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