608 Canyon Ln, Elgin, IL 60123 Property Records

Kane County property record for 608 Canyon Ln, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,406 sqft · built 1988
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Tax Bill$9,531 (2025)
Deeds & MortgagesOct 2019 Second Mortgage
Flood ZoneZone X (minimal risk)
APN06-09-477-035

Property Details

APN / Parcel Number

Primary APN06-09-477-035

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,406 sqft Living Area
Gross Area3,609 sqft
Basement Area1,203 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address608 CANYON LN
CityELGIN
StateIL
Zip60123-2545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALLEY CREEK UNIT 7 LOT 226
Legal SubdivisionVALLEY CREEK
Legal Block3
Legal Lot Number226
Legal Unit7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3024
Census Tract851909

Owner

608 Canyon Ln is owned and occupied by two individuals.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address608 CANYON LN, ELGIN, IL 60123-2545
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address608 CANYON LN, ELGIN, IL 60123-2545
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050826
DateOct 23, 2019
Instrument2019K050826
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term60 Months
DueOct 9, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 608 Canyon Ln was $9,531 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,531.00 Homeowner's exemption$132,930 (+8.57%) Land $34,594 Building $98,336$398,950 (+8.57%) Land $103,824 Building $295,126
2024$122,437 Land $31,863 Building $90,574$367,458 Land $95,627 Building $271,831
2022$8,225.00 (+4.42%) Homeowner's exemption$100,860 (+6.96%) Land $26,248 Building $74,612$302,580 (+6.96%) Land $78,744 Building $223,836
2021$7,877.00 Homeowner's exemption$94,297 Land $24,540 Building $69,757$282,891 Land $73,620 Building $209,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 608 Canyon Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 608 Canyon Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: T-Mobile.

Nearby Properties on Canyon Ln

Nearby Streets

Search Property Records by Address or Parcel Number